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520 N Lapeer St, Davison, MI, 48423

4beds
3baths
2,032sqft
$319,899
$157price/sqft
$2,338/moest. monthly cost
$93,520/yrincome needed

About This Home

Beautiful Home just steps from downtown. Major newer updates include roof (2024), siding (2024), paid-off solar panels (2024) with a low electrical bill, high-efficiency furnace and AC (2024), and water heater (2019). Home features 4 bedrooms, 2 bathrooms, and 1/2 bath. A large kitchen with island and bar, bright sunroom, custom mantle and fireplace, basement, and a maintenance-free deck and a Generator. The 2-car detached garage includes a Large bonus living space with its own mini-split, perfect for an in-law area or office. It also offers a full 8 x 6 tiled bathroom (shower, toilet, vanity), laundry hookup, sink, gas countertop microwave, vinyl plank flooring, and a tankless water heater. What a wonderful yard for everyone, complete with a playhouse. Extremely clean with detailed custom touches throughout. Move-in ready in a fantastic downtown location. MOTIVATED SELLERS

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

9/10
Hill Elementary SchoolGrades K-40.6 mi
7/10
Davison Middle SchoolGrades 7-80.8 mi
8/10
Davison High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Basement,Poured,Stone
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Free Standing Refrigerator,Microwave,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 15 X 11

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 156
  • Dimensions: 13 X 12

Features

  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,032

Flex Room

  • Level: Entry
  • Area: 260
  • Dimensions: 20 X 13

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,032 sqft

Kitchen

  • Level: Entry
  • Area: 208
  • Dimensions: 16 X 13

Library

  • Level: Entry
  • Area: 104
  • Dimensions: 13 X 8

Living Room

  • Level: Entry
  • Area: 260
  • Dimensions: 20 X 13

Other

  • Level: Second
  • Area: 35
  • Dimensions: 5 X 7

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 8 X 6

Other

  • Level: Second
  • Area: 15
  • Dimensions: 5 X 3

Other

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Primary Bedroom

  • Level: Second
  • Area: 266
  • Dimensions: 19 X 14

Property

Details

  • Parcel number: 5210504002
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Breezeway,Covered,Deck,Enclosed
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 64 x 130

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$167$2,004
Property Taxes $333$3,996
Electricity $221$2,659
Total$2,338$28,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,160/yr
40% on housing$70,140/yr
45% on housing$62,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 48423$167
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48423$161
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$309,899
2026-07-28Listed for sale$319,899
2019-05-14Sold$178,500
2019-04-15Pending sale$174,000
2019-04-12Listed for sale$174,000
2019-04-08Pending sale$174,000
2019-04-03Listed for sale$174,000
2009-04-25Listing removed$158,000
2009-03-14Listed for sale$158,000
1995-08-29Sold$94,500
1993-11-18Sold$75,000

For Sale by Agent

AgentAngela Odden
BrokeragePrime Real Estate & Associates

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