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3432 S State Rd, Davison, MI, 48423

4beds
4baths
4,202sqft
$399,900
$95price/sqft
$3,105/moest. monthly cost
$124,200/yrincome needed

About This Home

A beautifully updated brick ranch offering 2,302 sq ft of well-designed living space, plus a fully finished basement that nearly doubles your usable square footage. This 4-bedroom, 4-bath home blends comfort, function, and long-term value in a way most homes simply don’t. Step inside to an open-concept main floor (2023) filled with natural light, neutral finishes, and a warm, inviting feel. The family room centers around a cozy fireplace, while the updated kitchen (2023) features quartz countertops, stainless steel appliances, and a stylish backsplash—built for both everyday living and entertaining. The finished basement is a true extension of the home, complete with a second kitchen, two large living areas, an additional fireplace, updated bathroom and flooring (2025), and the flexibility for multi-generational living, guests, or recreation. What separates this home is the amount of major upgrades already completed for the next owner: New roof (2025), New bathroom + basement flooring (2025), Open-concept layout conversion (2023), New kitchen and flooring (2023), Septic system serviced (2023), Dedicated 60-amp EV charging line (2024), New well pipe with transferable warranty, Reverse osmosis system (2022) + water softener updates, Furnace (2018), Solar panel system (2019), Attic insulation (2019) Outside, enjoy a covered front porch and a screened-in back porch overlooking a spacious yard—ideal for relaxing or entertaining. Additional storage and space for hobbies in the detached 3rd Car Garage as well as a setup for an above ground pool. This is not just a home that looks good—it’s a home where the expensive, high-risk items are already handled. That’s what smart buyers are really looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Gates Elementary SchoolGrades 1-42.6 mi
7/10
Davison Middle SchoolGrades 7-83.2 mi
8/10
Davison High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Oven,Free Standing Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Entry
  • Area: 165
  • Dimensions: 11 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Family Room

  • Level: Entry
  • Area: 360
  • Dimensions: 15 X 24

Features

  • Finished area below ground: 1,900
  • Finished area above ground: 2,302

Great Room

  • Level: Basement
  • Area: 1175
  • Dimensions: 47 X 25

Great Room

  • Level: Basement
  • Area: 640
  • Dimensions: 16 X 40

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,202 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Living Room

  • Level: Entry
  • Area: 360
  • Dimensions: 24 X 15

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 5 X 8

Other

  • Level: Entry
  • Area: 63
  • Dimensions: 9 X 7

Other

  • Level: Basement
  • Area: 170
  • Dimensions: 10 X 17

Other

  • Level: Entry
  • Area: 128
  • Dimensions: 8 X 16

Other

  • Level: Basement
  • Area: 230
  • Dimensions: 10 X 23

Other

  • Level: Entry
  • Area: 238
  • Dimensions: 17 X 14

Primary Bathroom

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Primary Bedroom

  • Level: Entry
  • Area: 165
  • Dimensions: 11 X 15

Property

Details

  • Parcel number: 0527300010
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 1.55 Acres
  • Lot size dimensions: 151 x 405 x 152 x 408

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$209$2,508
Property Taxes $416$4,992
Electricity $458$5,499
Total$3,105$37,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,457/yr
40% on housing$93,150/yr
45% on housing$82,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 48423$168
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48423$161
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$424,900
2026-04-17Listed for sale$429,900
2026-01-15Listing removed$429,900
2025-11-13Price change$429,900
2025-10-17Price change$439,900
2025-09-25Listed for sale$449,900
2015-03-12Sold$178,000
2014-10-07Price change$189,900
2014-09-08Price change$199,900
2014-06-20Price change$212,000
2014-05-24Price change$218,000
2014-05-15Price change$225,000
2014-04-27Listed for sale$240,000
2012-06-22Sold$113,914
2012-02-23Listing removed$109,900
2012-02-12Listed for sale$109,900
2011-06-09Sold$192,432
2008-07-10Sold$165,000
2007-05-23Sold$301,770
1999-02-05Sold$198,000

For Sale by Agent

AgentAbdul Abro
BrokerageReal Estate For A CAUSE

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