See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

328 W Mount Morris St, Mount Morris, MI, 48458

3beds
2baths
1,210sqft
$190,000
$157price/sqft
$1,547/moest. monthly cost
$61,880/yrincome needed

About This Home

Charming, updated 3-bedroom ranch with hardwood floors throughout. Features a half bath and third bedroom in the basement. Sliding glass doors open to a two-tiered wood deck, surrounded by gardens on a fenced one-acre lot. Includes a deep two-car attached garage, additional storage garage, and a garden shed. Enjoy the covered front porch with a swing, conveniently located next to an elementary school and playground.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
2/10
3/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Basement
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedroom

  • Level: Entry
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 250
  • Finished area above ground: 960

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,210 sqft

Other

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Other

  • Level: Basement
  • Area: 64
  • Dimensions: 8 X 8

Property

Details

  • Parcel number: 5712200061
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 74 x 586 x 74 x 586

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$202$2,424
Property Taxes $197$2,364
Electricity $188$2,259
Total$1,547$18,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,040/yr
40% on housing$46,410/yr
45% on housing$41,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 48458$64
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48458$113
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Pending sale--
2026-01-21Price change$190,000
2025-12-04Price change$195,000
2025-10-25Listed for sale$199,900
2023-08-23Sold$144,000
2023-07-24Pending sale$150,000
2023-06-23Contingent$150,000
2023-06-19Listed for sale$150,000
2021-03-24Sold$102,000
2020-12-16Pending sale$108,000
2020-12-04Listed for sale$105,000

For Sale by Agent

AgentJoshua Ferguson
BrokerageReal Estate For A CAUSE

Similar Homes