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1005 McCullough St, Lansing, MI, 48912

2beds
1baths
660sqft
$92,000
$139price/sqft
$845/moest. monthly cost
$33,800/yrincome needed

About This Home

Charming 2 bedroom, 1 bath home with inviting curb appeal, a great front porch, and a spacious yard to enjoy. Inside, you'll find beautiful hardwood floors that add warmth and character throughout. The cozy layout offers comfortable living spaces and plenty of potential to make it your own. Whether you're relaxing on the front porch, entertaining in the yard, or looking for a home with classic charm, this one is ready to welcome you home. Home has mini split for cooling, Home is a certified rental through September 2027, previous rent was $1050/mth.

Getting Around

42
WalkingCar-Dependent
37
TransitSome Transit
65
BikeBikeable

Schools

4/10
Pattengill AcademyGrades PK-81.3 mi
5/10
Eastern High SchoolGrades 9-121.1 mi
4/10
Lyons SchoolGrades PK-41.6 mi

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: First
  • Area: 79.05000000000001

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 108.81

Features

  • Finished area below ground: 0
  • Finished area above ground: 660

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 660 sqft

Kitchen

  • Level: First
  • Area: 82.36

Living Room

  • Level: First
  • Area: 139.23

Master Bedroom

  • Level: First
  • Area: 81.84000000000002

Property

Details

  • Parcel number: 33010122208011
  • Zoning description: Zoning
  • Foundation area: 660

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 33 x 123.75

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters in Ingham County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $465$5,580
Home Insurance *$58$696
Property Taxes $134$1,608
Electricity $188$2,259
Total$845$10,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,971/yr
40% on housing$25,350/yr
45% on housing$22,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 48912$68
Ingham County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 48912$127
Ingham County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$92,000
2026-06-19Listed for sale$94,900
2022-01-10Listing removed--
2021-10-08Listed for rent$900
2021-08-03Listing removed--
2021-07-29Listed for rent$900
2021-03-17Listing removed--
2018-12-28Listing removed$850
2018-12-02Listed for rent$850
2016-01-31Listing removed$15,000
2015-11-11Price change$15,000
2015-09-28Price change$25,000
2015-08-31Listed for sale$30,000
2000-12-27Sold$36,000
1999-05-10Sold$31,000

For Sale by Agent

AgentBrian Ozbun
BrokerageBellabay Realty, LLC

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