




432 Detroit St, Lansing, MI, 48912
About This Home
Your Opportunity to Own More for Less - Lansing Township Skip the bank!!! This licensed rental on an oversized corner double lot is available with creative financing, letting you take over payments of just under one thousand/month PITI. Situated in Lansing Township with easy access to MSU, interstates and all the dining, shopping, and energy Michigan Avenue has to offer, this 3-bedroom, 1-bath single-family home is a rare find for the handy buyer, first-time investor, or anyone looking to build equity on their own terms without traditional lending. Inside, you'll find hardwood floors throughout — with the exception of the kitchen and bath — including the living room, dining room, and bedrooms. The primary bedroom is conveniently located on the first floor with a full bath just steps away. Upstairs offers additional living space perfect for a home office, or lounge - giving you more usable square footage to work with. Outside, the huge double corner lot offers room to breathe, grow, and add value — a feature that's increasingly hard to find at this price point. The property carries no structural or safety issues (tagged for trash violations only), making it a true blank canvas. Whether you're looking to renovate and move in, build sweat equity, or add a cash-flowing rental to your portfolio — the location, lot size, and creative financing terms make this one worth a serious look. "Subject To" creative financing gets you the deed at closing - no land contract, no waiting, no one holding your title. Own it from day one and start building on your terms. Best suited for a cash buyer or someone seeking seller-assisted financing. A walk-through waiver is required prior to showing.
Getting Around
Schools
Construction
Condition
- Year built: 1926
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Level: Basement
- Area: 320
Basement
- Has basement: Yes
- Basement: Block,Concrete,Full
Bathroom1
- Level: First
- Area: 64
Bedroom2
- Level: Second
- Area: 320
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 100
Features
- Ceiling Fan(s)
- Window features: Insulated Windows,Screens
- Flooring: Varies,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 936
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,872
- Total interior livable area: 936 sqft
Kitchen
- Level: First
- Area: 100
Living Room
- Level: First
- Area: 224
Master Bedroom
- Level: First
- Area: 144
Property
Details
- Parcel number: 33210114459007
- Zoning description: Zoning
- Special condition: Notice Of Default
- Foundation area: 936
Features
- Levels: One and One Half
- Stories: 1
- Entry location: East
- Has spa: Yes
- Spa features: Private
- Fencing: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,098 sqft
- Features: Back Yard,Few Trees,Near Public Transit
- Lot size dimensions: 39.6 x 149.45
Parking
- Parking features: Driveway,Finished,Off Street,On Site,Parking Pad,Paved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ingham County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $102 | $1,224 |
| Electricity | $188 | $2,259 |
| Total | $687 | $8,244 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-05-07 | Listing removed | $84,900 |
| 2025-04-25 | Price change | $84,900 |
| 2025-03-27 | Listed for sale | $95,000 |
