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5050 Browns Lake Rd, Jackson, MI, 49203

5beds
4baths
2,925sqft
$550,000
$188price/sqft
$4,443/moest. monthly cost
$177,720/yrincome needed

About This Home

A rare Claire Allen home, beautifully restored and full of character. This charming French cottage-style home offers 5 bedrooms, 4 bathrooms, and 3,300 square feet of living space on over an acre along the Grand River in Summit Township. Thoughtfully updated while preserving many original features, the home includes a renovated kitchen with new appliances, multiple living spaces, remodeled bathrooms, refinished hardwood floors, a finished basement, an attached 2-car garage with new doors, 3 fireplaces, and an inground pool. Recent improvements include a new deck, masonry updates, repaired windows, new water heater, pressure tank, water pump, and numerous electrical and plumbing updates within the last 2 years. Located on a quiet road near lakes, restaurants, golf courses, and more, this move-in ready home offers timeless charm, modern comfort, and an incredible riverfront setting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Sharp Park AcademyGrades K-50.8 mi
4/10
5/10
Jackson High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1941

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Wood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 336

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,925
  • Total interior livable area: 2,925 sqft

Property

Details

  • Parcel number: 120132210500900

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Grand River

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 125

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$386$4,632
Property Taxes $957$11,484
Electricity $319$3,828
Total$4,443$53,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,331/yr
40% on housing$133,290/yr
45% on housing$118,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 49203$112
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49203$117
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$530,000
2026-07-31Price change$550,000
2026-07-09Price change$579,900
2026-06-17Listed for sale$595,000
2024-10-14Sold$275,000
2024-10-04Pending sale$339,900
2024-09-07Listed for sale$339,900

For Sale by Agent

AgentJohn M O'Dowd
BrokerageCentury 21 Affiliated - Jackson

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