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1795 Richards Rd, Clarklake, MI, 49234

4beds
3baths
3,964sqft
$449,900
$113price/sqft
$3,605/moest. monthly cost
$144,200/yrincome needed

About This Home

Welcome to this beautifully remodeled 4-bedroom, 2.5-bathroom home! Freshly painted and featuring brand-new flooring throughout, this residence offers a modern and inviting living space. Most windows have been replaced to enhance energy efficiency and natural light. New roof was done in 2025 and 2 new furnaces were installed 2025. New Hot water tank and filtration system. The walkout basement provides convenient access to the backyard, while the Florida room off the master bedroom offers a perfect spot to relax and enjoy the peaceful country setting. Situated on 1 acre of land, the property is close to local lakes, making it ideal for outdoor activities and nature lovers. Step outside onto the deck at the back of the house and enjoy your serene surroundings. This charming home combines comfort, style, and a scenic location—don’t miss the opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Trim,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Features: Ceramic
  • Level: Main

Bathroom2

  • Features: Laminate
  • Level: Main

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 391

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 110

Bedroom3

  • Features: Carpet
  • Level: Main
  • Area: 121

Bedroom4

  • Features: Carpet
  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Family Room

  • Features: Carpet
  • Level: Main
  • Area: 260

Features

  • Flooring: Ceramic Tile,Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Family Room,Natural Fireplace,Insert
  • Fireplace: Yes
  • Finished area below ground: 1,326
  • Finished area above ground: 2,638

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,964
  • Total interior livable area: 3,964 sqft

Kitchen

  • Features: Laminate
  • Level: Main
  • Area: 253

Living Room

  • Features: Laminate
  • Level: Main
  • Area: 418

Property

Details

  • Parcel number: 000 18 10 476 002 00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Sidewalks
  • Frontage type: Road
  • Frontage length: 209

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 209 x 176

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Attached,Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$242$2,904
Property Taxes $657$7,884
Electricity $432$5,188
Total$3,605$43,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,600/yr
40% on housing$108,150/yr
45% on housing$96,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 49234$128
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49234$157
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$449,900
2026-01-07Listing removed$399,900
2025-11-05Price change$399,900
2025-10-07Price change$419,900
2025-09-19Price change$429,900
2025-06-23Price change$449,900
2025-05-13Listed for sale$459,900
2024-04-16Sold$17,990

For Sale by Agent

AgentLisa Moore
BrokerageMoore Realty Group - Dundee

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