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16570 Cement City Rd, Cement City, MI, 49233

4beds
2baths
1,962sqft
$225,900
$115price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

Country living at its finest! This 10-acre agricultural-zoned property, currently planted in corn, offers the perfect blend of rural charm, versatility, and convenience. 4-bedroom, 2-bath farmhouse. New 2025 furnace/air conditioner, reverse osmosis system, kinetico water softener, separate upper and lower central air conditioning units, and a dedicated hardwired generator hookup for added peace of mind. The upper level offers its own private patio entrance and is currently used as a separate living space complete with a full kitchen, living room, bedrooms, and bath—ideal for multi-generational living, guests, or potential rental income. Outside, you'll find a detached 4-car garage and an impressive hangar-style storage building with abundant space for equipment, RVs, toys, or workshop needs. Enjoy the privacy and endless possibilities of country living while being just minutes from beautiful lakes, golf courses, restaurants, shopping, and everyday conveniences.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Columbia Middle SchoolGrades 3-64.4 mi
7/10
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Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry
  • Window features: Storms,Screens
  • Flooring: Carpet,Laminate,Linoleum,Stone,Tile,Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,962
  • Total interior livable area: 1,962 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Mn Flr Bedroom,Covered Entrance

Details

  • Parcel number: 000193337600102
  • Zoning description: Agricultural

Features

  • Stories: 2
  • Patio & porch: Scrn Porch

Lot

  • Lot size: 10.02 Acres
  • Features: Corner Lot,Level,Tillable
  • Lot size dimensions: 631 x 620 square

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,142$13,704
Home Insurance *$116$1,392
Property Taxes $328$3,936
Electricity $214$2,568
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 49233$218
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49233$173
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$225,900

For Sale by Agent

AgentKellie Garris
BrokerageHoward Hanna Real Estate Services

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