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628 W North St, Jackson, MI, 49202

2beds
1baths
1,008sqft
$129,900
$129price/sqft
$1,145/moest. monthly cost
$45,800/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath bungalow offering 1,008 square feet of comfortable living space in the City of Jackson! This inviting home features an updated kitchen and bathroom, blending modern finishes with classic character. The flexible layout includes one bedroom on the main level and a private second bedroom upstairs. Enjoy relaxing on the enclosed front porch or on the backyard deck. The privacy-fenced yard provides a great space for pets, gardening, or outdoor gatherings, while the detached garage offers additional storage and convenience. Situated on a desirable corner, this home is close to shopping, dining, parks, and other everyday amenities. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this move-in-ready bungalow is one you won't want to miss!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
5/10
Jackson High SchoolGrades 9-120.6 mi
--
Bennett SchoolGrades K-20.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Crawl Space,Full

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13.00 x 14.00

Features

  • Ceiling Fan(s)
  • Window features: Low-Emissivity Windows,Screens,Replacement,Insulated Windows,Window Treatments
  • Flooring: Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 14.00 x 11.00

Master Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 13.00 x 9.00

Other

  • Level: Upper
  • Area: 182
  • Dimensions: 14.00 x 13.00

Property

Details

  • Parcel number: 21277.1000

Features

  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot
  • Lot size dimensions: 45 x 107

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$112$1,344
Property Taxes $189$2,268
Electricity $188$2,259
Total$1,145$13,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,257/yr
40% on housing$34,350/yr
45% on housing$30,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 49202$85
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49202$112
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$129,900
2022-04-11Sold$85,000
2022-03-06Contingent$74,900
2022-03-03Listed for sale$74,900
2015-11-06Sold$20,000
2009-05-14Sold$13,000

For Sale by Agent

AgentTony Pruitt
BrokerageEXP Realty

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