




1040 Echo Beach Dr, Jackson, MI, 49203
About This Home
Enjoy the waterfront lifestyle on public, all-sports Vandercook Lake! Owned by the same family for 45 years, this 3-bedroom, 1.5-bath home offers the perfect opportunity to finish renovations and make it your own. Many recent updates include a remodeled 2025 kitchen with island and new appliances, new main-level windows (2025), laminate flooring, furnace (2023), water heater (2023), updated bathrooms, new crawl space joists, newer home roof (within 5 years), new garage roof (2026), and a new dining room slider to the patio. The living room features a gas fireplace, and main-floor laundry adds convenience. The detached 576 sq. ft. garage, used primarily for storage, does not have garage doors and includes an attached lean-to for additional storage. Ideal as a year-round home, lake getaway, or potential Airbnb. Sold as-is.
Getting Around
Schools
Construction
Condition
- Year built: 1927
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12.00 x 12.00
Bedroom3
- Level: Upper
- Area: 130
- Dimensions: 13.00 x 10.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Center Island
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14.00 x 12.00
Laundry
- Level: Main
- Area: 255
- Dimensions: 17.00 x 15.00
Living Room
- Level: Main
- Area: 169
- Dimensions: 13.00 x 13.00
Master Bedroom
- Level: Upper
- Area: 294
- Dimensions: 21.00 x 14.00
Other
- Level: Main
- Area: 110
- Dimensions: 11.00 x 10.00
Property
Accessibility
- Accessibility features: Accessible Stairway
Details
- Parcel number: 540132610200100
- Zoning description: RU1
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Vandercook Lake
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 88 x 134 x 80 x 110
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $435 | $5,220 |
| Electricity | $188 | $2,259 |
| Total | $2,494 | $29,928 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $325,000 |
