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841 N Waterloo St, Jackson, MI, 49202

5beds
1baths
1,432sqft
$85,000
$59price/sqft
$768/moest. monthly cost
$30,720/yrincome needed

About This Home

This home delivers space, comfort, and flexibility that's hard to find -- 5 bedrooms, two stories, and a layout that actually works for everyday life. The main floor is where this home shines. A spacious kitchen, main floor laundry, and a generous primary bedroom with an attached room perfect as a walk-in closet or private home office -- all on one level so you never have to go upstairs for the essentials. Step out back and you'll find one of the best features of this property -- a fully fenced area right off the back porch, perfect for pets, outdoor gatherings, or simply having private outdoor space, plus a massive backyard beyond it giving you space that's genuinely rare in the city. The partial unfinished basement rounds things out with solid storage and future potential. Five bedrooms, main floor primary, a fenced yard, and room to make it your own -- all in an established Jackson neighborhood.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
4/10
5/10
Jackson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1870

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Partial

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 81735.1000

Features

  • Stories: 2

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 102 x 239

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$73$876
Property Taxes $78$936
Electricity $188$2,259
Total$768$9,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,331/yr
40% on housing$23,040/yr
45% on housing$20,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 49202$86
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49202$112
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$85,000
2026-07-30Price change$85,000
2026-07-24Listed for sale$105,000
2026-07-15Pending sale$105,000
2026-06-24Listed for sale$105,000
2013-11-07Sold$8,250
2013-10-16Price change$8,500
2013-09-17Price change$15,000
2013-08-07Price change$19,900
2013-06-29Listed for sale$25,000

For Sale by Agent

AgentHunter Thayer
BrokerageProduction Realty

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