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583 Shirley Dr, Jackson, MI, 49202

3beds
1baths
1,142sqft
$163,000
$143price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Looking for a solid home with room to roam, come see this charmer in Jackson!!! This beautiful well-maintained 3-bedroom home sits on a double lot giving you nearly half an acre of outdoor space and endless possibilities. The home is connected to city water, has a newer furnace, and all appliances are included in the sale. The yard behind the house is fenced in leaving the entire 2nd lot open for whatever your heart desires. Buyer to verify all information including lot size, boundaries, easements, and permitted land use. Property is being sold as-is. Seller makes no guarantees or warranties.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
6/10
Northwest High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Bathroom,Main Level

Basement

  • Basement: Slab

Bedroom2

  • Level: Main
  • Area: 133.9
  • Dimensions: 10.30 x 13.00

Bedroom3

  • Level: Main
  • Area: 108.73
  • Dimensions: 13.10 x 8.30

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Carpet

Heating

  • Heating features: Forced Air,Wall Furnace

Interior Area

  • Total structure area: 1,142
  • Total interior livable area: 1,142 sqft

Kitchen

  • Level: Main
  • Area: 139.04
  • Dimensions: 15.80 x 8.80

Living Room

  • Level: Main
  • Area: 233.31
  • Dimensions: 23.10 x 10.10

Master Bathroom

  • Level: Main
  • Area: 59.4
  • Dimensions: 9.00 x 6.60

Master Bedroom

  • Level: Main
  • Area: 152.07
  • Dimensions: 13.70 x 11.10

Property

Details

  • Parcel number: 000082712800600

Features

  • Stories: 1

Lot

  • Lot size: 0.38 Acres
  • Features: Level
  • Lot size dimensions: 126 x 66

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $824$9,888
Home Insurance *$140$1,680
Property Taxes $326$3,912
Electricity $188$2,259
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 49202$85
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49202$112
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$173,000

For Sale by Agent

AgentRebecca Spenelli
BrokeragePearse Realty, Inc.

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