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1464 Canal St, Portage, MI, 49002

3beds
3baths
1,886sqft
$659,000
$349price/sqft
$4,476/moest. monthly cost
$179,040/yrincome needed

About This Home

Wake up to Tranquil water views and enjoy your morning coffee watching the sunrise over Gourdneck Creek with access to all sports Gourdneck lake and into Hogsett Lake. Thoughtfully designed with modern finishes and quality craftmanship, this stunning home offers the perfect combination of luxury, comfort and recreation. The open concept floor plan provides the luxury of soaring 10 foot ceilings, a full wall stone fireplace, engineered wood plank flooring and abundant natural light throughout. The stunning kitchen showcases quartz countertops, quality cabinetry and a spacious island ideal for entertaining. This level includes the primary suite, with a double bowl vanity, walk in shower and walk in closet. Guest bedroom, main floor laundry and a full family bath round out the main level. The walkout lower level expands your living space featuring 9 foot ceilings and a warm and inviting fireplace in the rec room. The rec room also has a wet bar complete with a fridge and microwave, and a slider to the covered patio overlooking the fully fenced backyard complete with a firepit, boat slip, a newly installed seawall (20 year warranty) adding value, protection, and peace of mind for years to come! Completing the lower level you will find a large bedroom with a full wall closet, workout or hobby room, full bath, and a utility/storage room. Whether you are boating, kayaking, fishing, or simply enyoying the serenity of the abundant wildlife this exceptional waterfront home delivers the best that Portage and Vicksburg have to offer. RSVD item: Generator

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Tobey Elementary SchoolGrades PK-53.8 mi
7/10
Vicksburg Middle SchoolGrades 6-83.3 mi
8/10
Vicksburg High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Center Island
  • Window features: Storms,Screens,Window Treatments
  • Flooring: Carpet,Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,629
  • Total interior livable area: 1,886 sqft

Property

Details

  • Parcel number: 1403240460

Features

  • Stories: 1
  • Fencing: Chain Link,Full
  • On waterfront: Yes
  • Waterfront features: Channel
  • Waterbody name: Gourdneck Creek

Lot

  • Lot size: 0.32 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 90 x 154

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$298$3,576
Property Taxes $641$7,692
Electricity $205$2,468
Total$4,476$53,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,462/yr
40% on housing$134,280/yr
45% on housing$119,360/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 49002$139
Kalamazoo County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 49002$194
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$659,000
2026-07-17Price change$679,900
2026-07-05Price change$689,900
2026-06-22Price change$699,900
2026-06-16Listed for sale$719,900
2024-04-24Sold$265,000
2024-02-20Pending sale$315,000
2024-01-19Price change$315,000
2023-12-12Listed for sale$325,000
2003-10-10Sold$153,000

For Sale by Agent

AgentJeremy E Hembree
BrokerageChuck Jaqua, REALTOR

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