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5931 Belard St, Portage, MI, 49002

3beds
2baths
1,426sqft
$250,000
$175price/sqft
$1,846/moest. monthly cost
$73,840/yrincome needed

About This Home

This beautifully maintained 3-bedroom, 1.5-bath property in the highly desirable Portage School District is truly move-in ready. From the moment you step inside, you'll appreciate the care and pride of ownership throughout. The home features a functional layout with comfortable living spaces, plus a finished lower level that adds valuable extra room--perfect for a family room, home office, gym, or entertaining space. A standout feature is the charming 3-season sun porch--ideal for relaxing with your morning coffee or enjoying peaceful evenings overlooking the backyard. Outside, you'll find a fenced-in backyard offering privacy and space for pets, play, or gardening. The 2-car detached garage provides ample storage and convenience. With its turn-key condition, finished lower level and thoughtful upkeep, this home is ready for its next owner to move in and enjoy. Taxes currently reflect non-homestead status and may be lower for an owner-occupant buyer.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-53.9 mi
7/10
6/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Basement: Partial

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 1,426 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Recreation

  • Level: Lower

Property

Details

  • Parcel number: 1004503417O

Features

  • Stories: 2
  • Fencing: Privacy

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 80 x 110

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$113$1,356
Property Taxes $281$3,372
Electricity $188$2,259
Total$1,846$22,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,291/yr
40% on housing$55,380/yr
45% on housing$49,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 49002$147
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49002$194
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$261,900
2025-12-14Listing removed$279,900
2025-09-22Price change$279,900
2025-09-09Price change$299,900
2025-08-03Listed for sale$300,000
2023-04-28Sold$210,000
2023-04-11Pending sale$209,900
2023-04-07Listed for sale$209,900

For Sale by Agent

AgentRosalie Spielmacher
BrokerageEpique Realty

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