See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7657 Cottonwood St, Richland, MI, 49083

5beds
3baths
2,500sqft
$374,900
$150price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

Incredible opportunity to own a fully updated home on over an acre in the award-winning Gull Lake School District! This move-in ready home features a fully renovated kitchen with quartz countertops, new cabinetry, and all new appliances. Every bathroom has been updated including the primary suite which features an expanded shower. New flooring throughout, brand new energy efficient windows and doors, and fresh paint complete the package. Set on a wooded lot in a quiet cul-de-sac, you get the privacy of acreage with the charm of a neighborhood perfect for family walks and bike rides. The walkout lower level adds even more living space with a family room, fifth bedroom, and bonus room ideal for a home office or gym. Step outside to the deck and take in over an acre of your own. Homes like this in Gull Lake schools don't last. Schedule your showing today

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
7/10
Gull Lake Middle SchoolGrades 4-81.7 mi
9/10
Gull Lake High SchoolGrades 8-122.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Lower

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Recreation

  • Level: Lower

Property

Details

  • Parcel number: 0321280120

Features

  • Stories: 2

Lot

  • Lot size: 1.16 Acres
  • Features: Ground Cover
  • Lot size dimensions: 100 x 507

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$192$2,304
Property Taxes $730$8,760
Electricity $272$3,272
Total$3,089$37,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 49083$197
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49083$181
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$424,900
2026-05-08Listed for sale$434,900
2026-05-07Listing removed$435,000
2026-03-11Listed for sale$435,000
2024-08-09Sold$360,000
2024-07-03Pending sale$364,900
2024-06-15Listed for sale$364,900
2024-02-05Listing removed--
2024-01-16Price change$365,000
2023-12-07Listed for sale$370,000
2016-06-30Sold$190,000
2016-05-16Pending sale$199,900
2016-04-01Listed for sale$199,900
2016-03-07Pending sale$199,900
2016-02-16Listed for sale$199,900
2011-07-19Listing removed$199,000
2011-05-10Price change$199,000
2011-03-24Price change$209,900
2011-02-06Listed for sale$211,900
2006-05-10Sold$185,000
2004-03-26Sold$172,000

For Sale by Agent

AgentJustin M Lennon
BrokerageElite Realty Group

Similar Homes