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120 Wall St, Kalamazoo, MI, 49001

3beds
1baths
1,179sqft
$159,000
$135price/sqft
$1,281/moest. monthly cost
$51,240/yrincome needed

About This Home

Location, Location, Location! Come check out this 3 bedroom one bath home located just steps away from all that downtown Kalamazoo has to offer! This home features a large living area, with natural wood floors, formal dining room and spacious open eat-in kitchen. Main level laundry with tons of storage. Updates to mechanicals include, new water heater, furnace and under sink water filtration system. Backyard features a fenced in area, that would be perfect for barbecues and gardening. Perfect location for someone wanting to live downtown, near Bronson Hospital, WMU Medical School, or the Kalamazoo Valley Culinary School! Also within walking distance of the community swimming pool, and newly renovated Farmer's Market! Kalamazoo promise qualified so, free college for qualified KPS students! Schedule your showing today!

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

3/10
Milwood Elementary SchoolGrades PK-51.9 mi
8/10
Loy Norrix High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1891

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Replacement
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,179
  • Total interior livable area: 1,179 sqft

Property

Details

  • Parcel number: 0622325005

Features

  • Stories: 2

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 37.5 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$112$1,344
Property Taxes $178$2,136
Electricity $188$2,259
Total$1,281$15,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,920/yr
40% on housing$38,430/yr
45% on housing$34,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 49001$86
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49001$140
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$154,000
2026-07-30Price change$159,000
2026-07-22Listed for sale$169,000
2016-10-27Sold$44,900
2016-07-15Listed for sale$44,900
2006-09-13Sold$20,000

For Sale by Agent

AgentDeziray D Motton
BrokerageBerkshire Hathaway HomeServices MI

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