See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5243 Saddle Club Dr, Kalamazoo, MI, 49009

5beds
4baths
3,684sqft
$574,000
$156price/sqft
$4,576/moest. monthly cost
$183,040/yrincome needed

About This Home

Hard to know where to begin when you're honored to market such a well-built, well cared for, home with so many amenities! Let's start with the newer Pella windows throughout, the Lifetime Warranted metal shingled roof. The 3-car garage with beautiful epoxy flooring. The main floor primary bedroom with a newer bath, by Pennings, with heated floors. The massive living room with vaulted ceilings, floor to ceiling gas brick fireplace with beautiful off-set windows. Spacious remodeled island kitchen with numerous hickory cabinets, large eating area, boxed bay windows, access to the over 200 sq. ft. elevated deck, and adjacent to the well-appointed laundry room with its half bath. The upper-level features three additional bedrooms (one being used as a lofted sitting room) and a second full bath. The walkout level is wonderfully finished with space for your family room, recreation room, another full bath, a fifth bedroom and yet plenty of storage room and workshop area! Stamped concrete front porch, sidewalk and back patio! Beautifully landscaped with UG sprinklers and located on over a half-acre cul-de-sac lot.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
12th Street ElementaryGrades PK-51.2 mi
8/10
9/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Metal,Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Replacement,Bay/Bow,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 3,684 sqft

Property

Details

  • Parcel number: 0913451180

Features

  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 0.53 Acres
  • Features: Wooded,Cul-De-Sac
  • Lot size dimensions: 150 x 196 x 128 x 210

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,902$34,824
Home Insurance *$204$2,448
Property Taxes $1,069$12,828
Electricity $401$4,821
Total$4,576$54,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,891/yr
40% on housing$137,280/yr
45% on housing$122,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 49009$169
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49009$184
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$574,000

For Sale by Agent

AgentLarry Lamble
BrokerageBerkshire Hathaway HomeServices MI

Similar Homes