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434 W Crooked Lake Dr, Kalamazoo, MI, 49009

5beds
3baths
3,240sqft
$1,159,000
$358price/sqft
$7,941/moest. monthly cost
$317,640/yrincome needed

About This Home

Welcome to your dream lakefront retreat on beautiful Crooked Lake in desirable Texas Township! This one-owner home offers the perfect blend of space, comfort, and incredible waterfront living. Featuring 5 bedrooms and 2.5 baths, this well-maintained property is designed for both everyday living and unforgettable entertaining. The spacious kitchen offers abundant cabinetry, generous counter space, and a large eating area perfect for gatherings. Enjoy a formal living room highlighted by a cozy fireplace, plus a formal dining room ideal for hosting holidays and special occasions. A stunning three-season room provides the perfect place to relax and enjoy peaceful evenings overlooking the lake. Upstairs you'll find four spacious bedrooms with plenty of room for family and guests. The walkout lower level is an entertainer's dream featuring an additional kitchen, large family room, and direct access to the lakefront. Outside, the property continues to impress with a private concrete driveway leading to an extra storage garage, offering easy lakeside access, additional parking, and plenty of space for all your lake toys and outdoor equipment. Whether you're searching for a year-round residence or the perfect waterfront getaway, this Crooked Lake opportunity offers endless potential

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Mattawan Middle SchoolGrades 6-84.3 mi
8/10
Mattawan High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Lower

Bathroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Storms,Screens,Window Treatments
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 3,240 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0916460211

Features

  • Stories: 3
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Crooked Lake

Lot

  • Lot size: 0.74 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 154.89 x 254.60 x 67.71 x 267

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,860$70,320
Home Insurance *$412$4,944
Property Taxes $1,316$15,792
Electricity $353$4,240
Total$7,941$95,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,262/yr
40% on housing$238,230/yr
45% on housing$211,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 49009$166
Kalamazoo County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 49009$184
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$1,159,000
2026-05-12Listed for sale$1,295,000

For Sale by Agent

AgentJoAnne Potts
BrokerageChuck Jaqua, REALTOR

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