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5155 Ruby Rdg, Holland, MI, 49424

4beds
4baths
4,200sqft
$799,000
$190price/sqft
$5,421/moest. monthly cost
$216,840/yrincome needed

About This Home

Located in Holland, this 4-bed, 3.5-bath turnkey home sits on 2.78 acres. Spanning 4200sq ft, it features updated quartz countertops in the kitchen and primary bath, a modernized upstairs bath, and a cozy television room/den. The fully finished basement includes a dedicated media and theater room, while the expansive grounds feature an impressive pool barn. A newer HVAC system ensures year-round comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
5/10
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First
  • Area: 72

Bathroom2

  • Level: First

Bathroom3

  • Level: First
  • Area: 56

Bedroom1

  • Level: First
  • Area: 144

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Level: First
  • Area: 100

Bedroom4

  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 180

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,200

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Kitchen

  • Level: First
  • Area: 165

Living Room

  • Level: First
  • Area: 380

Property

Details

  • Parcel number: 701133400081
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 368

Lot

  • Lot size: 2.78 Acres
  • Lot size dimensions: 125104

Parking

  • Total spaces: 4
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$238$2,856
Property Taxes $685$8,220
Electricity $458$5,497
Total$5,421$65,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,862/yr
40% on housing$162,630/yr
45% on housing$144,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 49424$280
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49424$233
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$789,000
2026-06-30Listed for sale$799,000
2008-09-16Sold$348,900
2008-08-09Price change$349,900
2008-07-25Price change$399,900
2008-07-13Price change$349,900
2008-06-30Price change$399,900
2008-04-04Listed for sale$349,900

For Sale by Agent

AgentScott Fader
BrokerageJoseph Walter Realty LLC

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