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11279 Whispering Creek Dr, Allendale, MI, 49401

3beds
2baths
1,948sqft
$289,500
$149price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Discover the perfect blend of comfort, privacy, and carefree living in this immaculate 3-bedroom daylight ranch condo tucked away on a quiet street overlooking beautifully maintained grounds and a peaceful wooded space. From the moment you walk in, you'll love the bright, open floor plan designed for easy everyday living and entertaining alike. Relax year-round in the fully enclosed 3-season sunroom, enjoy the convenience of central air and a finished 2-stall garage. Offering 2048 square feet of meticulously maintained finished living space, this home shines with pride of ownership throughout. If your buyers are looking for move-in ready quality in an exceptional setting, this is the one they've been waiting for!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Evergreen ElementaryGrades PK-33.4 mi
6/10
Allendale High SchoolGrades 8-122.6 mi
8/10
Allendale Middle SchoolGrades 6-83.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Center Island
  • Flooring: Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,048
  • Total interior livable area: 1,948 sqft

Property

Details

  • Parcel number: 701019360026
  • Zoning description: R-I

Features

  • Stories: 1

Lot

  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,463$17,556
Home Insurance *$64$768
Property Taxes $248$2,976
Electricity $212$2,549
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 49401$204
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49401$238
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$279,500
2026-08-01Price change$289,500
2026-07-01Price change$299,500
2026-06-04Price change$325,000
2026-05-21Listed for sale$349,500
2018-07-11Sold$149,000
2014-09-05Sold$112,500
2014-07-25Price change$119,900
2014-06-15Listed for sale$123,900
2003-12-30Sold$125,000

For Sale by Agent

AgentEthan Dozeman
BrokerageCity2Shore Arete Collection Inc

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