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792 Pine Bay Ave, Holland, MI, 49424

5beds
3baths
4,164sqft
$1,200,000
$288price/sqft
$7,909/moest. monthly cost
$316,360/yrincome needed

About This Home

Experience this stunning Lake Macatawa home, offering over 3,300 square feet of updated living space on a picturesque 1.09 -acre wooded lot with 30 feet of direct lake frontage. From the moment you enter the driveway, you'll appreciate the exceptional curb appeal, enhanced by more than $10,000 in professional landscaping. Inside, this spacious 5-bedroom, 3-bathroom home has been recently refreshed with a beautiful bathroom and mud room. The impressive two-story living room features a beautiful wood ceiling and skylight, creating a warm and inviting atmosphere filled with natural light. The main-floor primary suite offers a luxurious retreat with a large tiled shower and relaxing Jacuzzi tub. Highlights include a heated 3-stall garage and a flexible floor plan ideal for living and entertaining. This huge lot provides endless possibilities for a large outbuilding, pickleball court, or a pool. If you're looking for space, privacy, and waterfront living, this is the house for you!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
5/10
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Recreation Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,244
  • Total interior livable area: 4,164 sqft

Property

Details

  • Parcel number: 701525241040

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Macatawa

Lot

  • Lot size: 1.10 Acres
  • Features: Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 69 x 99 x 99 x 154 x 507 x 97 x 30 x 98 x 15>

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$358$4,296
Property Taxes $1,030$12,360
Electricity $454$5,450
Total$7,909$94,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,165/yr
40% on housing$237,270/yr
45% on housing$210,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 49424$278
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49424$233
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$1,200,000
2021-09-08Sold$850,000
2014-10-01Sold$440,000
2014-08-27Price change$499,900
2014-07-27Price change$519,900
2014-05-20Price change$539,900
2014-04-19Price change$352,900
2014-03-11Listed for sale$354,900
2014-02-14Sold$508,000
2013-12-11Price change$549,900
2013-08-17Listed for sale$574,900
2013-07-01Listing removed$595,000
2013-03-01Price change$595,000
2012-09-08Price change$675,000
2012-02-20Price change$800,000
2012-02-15Price change$350,000
2012-01-18Listed for sale$800,000

For Sale by Agent

AgentJoannie Bouman
BrokerageColdwell Banker Woodland Schmidt

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