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2250 Ottawa Beach Rd #45, Holland, MI, 49424

1beds
1baths
420sqft
$315,000
$750price/sqft
$2,144/moest. monthly cost
$85,760/yrincome needed

About This Home

Experience the rare opportunity to enjoy lakefront cooperative living on beautiful Lake Macatawa in Holland, Michigan. Located within the sought-after Holiday Haven Trailer Park Association, this 1-bedroom, 1-bath manufactured home offers a refined and effortless lakeside retreat. Fully furnished and including all appliances, this home is ready for immediate enjoyment. Association-based ownership keeps taxes and fees streamlined, while the option to rent a boat dock for $550 per season adds exceptional access to boating, fishing, and the full Lake Macatawa lifestyle. Thoughtful updates include an electrical upgrade and new plumbing throughout in 2016. Whether used as a private weekend escape, seasonal residence, or low-maintenance lake getaway, this offering delivers comfort, convenience, and a coveted Holland waterfront setting.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

9/10
5/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Microwave,Oven,Range
  • Laundry features: In Hall,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Insulated Windows,Bay/Bow

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Property

Details

  • Parcel number: 701533920045
  • Zoning description: Residential

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Macatawa

Lot

  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$94$1,128
Property Taxes $270$3,240
Electricity $188$2,259
Total$2,144$25,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,508/yr
40% on housing$64,320/yr
45% on housing$57,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 49424$280
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49424$233
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$315,000

For Sale by Agent

AgentMichael D Childress
BrokerageChildress Associates Realty

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