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32 W McKinley Ave, Zeeland, MI, 49464

3beds
2baths
1,674sqft
$398,900
$238price/sqft
$2,663/moest. monthly cost
$106,520/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath home where timeless character meets modern updates. Situated on a spacious 0.31-acre lot just blocks from vibrant downtown Zeeland, this home offers approximately 1,674 square feet of comfortable living space with thoughtful improvements throughout. The bright, updated kitchen is the heart of the home and features quartz countertops, stainless steel appliances, a walk-in pantry, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. The spacious den/family room showcases a cozy fireplace, custom built-ins, and a sliding glass door leading to a covered patio with additional deck space, while the oversized living room provides even more room for gathering with family and friends. The main floor includes a convenient bedroom and full bathroom featuring quartz countertops, and glass door shower, offering flexibility for guests, a home office, or multigenerational living. Upstairs, you’ll find three additional bedrooms, and a second full bathroom, creating a functional layout that adapts to your family’s needs. A standout feature of this property is the 15’ × 25’ heated golf simulator and recreation room—a rare amenity that can also serve as a home gym, workshop, game room, or hobby space, providing year-round enjoyment. Step outside to enjoy the fully fenced backyard, offering a safe and private space that’s ideal for children, pets, outdoor entertaining, or simply relaxing. With mature landscaping, a covered patio, and additional deck space, this backyard is designed for making memories year-round. Recent Updates • New furnace and central air conditioning (2020) • New water heater (2019) • Luxury vinyl plank flooring throughout the main floor (November 2025) • Quartz countertops in the kitchen and main-floor bathroom • Main-floor laundry with optional laundry hookup in the basement All of this is within walking distance of downtown Zeeland’s shops, restaurants, parks, schools, and community events. Approximate Room Dimensions Main Floor • Kitchen: 12’ × 21’ • Living Room: 12’ × 20’ • Den / Family Room: 12.8’ × 12.1’ • Main Floor Bedroom: 12.3’ × 8.9’ Upper Level • Primary Bedroom: 14.6’ × 12.8’ • Bedroom 3: 14.3’ × 10.8’ • Bonus room/optional 4th bedroom: Approximately 170 sq. ft. Additional Space • Heated Golf Simulator / Recreation Room: 15’ × 25’ Property Highlights • Listed at $398,900 • 3 Bedrooms, 1 bonus room/optional 4th bedroom • 2 Full Bathrooms • Approximately 1,674 Sq. Ft. • 0.31-acre lot • Fully fenced backyard—perfect for families and pets • Walk-in pantry • Quartz countertops in kitchen and main-floor bathroom • Stainless steel appliances • Cozy fireplace with custom built-ins • Luxury vinyl plank flooring throughout the main floor (2025) • New furnace & central A/C (2020) • New water heater (2018-19) • Main-floor laundry • Covered patio with additional deck space • Detached garage with loft for additional storage. • Heated 15’ × 25’ golf simulator/recreation room • Walking distance to downtown Zeeland • Zeeland Public Schools This move-in-ready home combines classic charm, quality updates, and an unbeatable location in desirable Zeeland. From the updated mechanicals and beautiful finishes to the heated recreation space and fully fenced backyard, this home offers exceptional value and versatility for today’s buyers. Additionally, this home location provides a variety of options for schools in the Zeeland district within walking/biking distance.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
8/10
Zeeland QuestGrades K-80.4 mi
7/10
Zeeland West High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl/Raised

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,674 sqft

Property

Details

  • Parcel number: 701613479010

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$116$1,392
Property Taxes $342$4,104
Electricity $188$2,259
Total$2,663$31,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,302/yr
40% on housing$79,890/yr
45% on housing$71,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 49464$214
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49464$226
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$398,900
2019-05-09Sold$197,900
2018-10-31Sold$80,000

For Sale by Owner

AgentProperty Owner

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