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18886 Greenwood Ct, Spring Lake, MI, 49456

6beds
5baths
4,881sqft
$1,795,000
$368price/sqft
$11,663/moest. monthly cost
$466,520/yrincome needed

About This Home

Spring Lake waterfront home is nestled on a private one-acre parcel of protected lake frontage on a quiet cul-de-sac street. Expansive views from the back deck overlook the peaceful water connecting the lakeside deck and sprawling lawn with a private dock and boat lift. The quality construction is evident blending rich wood floors, custom ceramic tiled baths, craftsman style trim, and solid wood doors throughout creating a warm and timeless environment filled with comfort and natural beauty. An open floor plan embraces the gourmet kitchen with a large gathering island and cheerful living space highlighting a wall of windows allowing the natural light to flood inside. Capturing serene lake views, the expansive main floor primary suite features a beamed, cathedral ceiling and deluxe bath for a spa-like retreat. Upstairs, the bedrooms are generously sized and a third-floor bonus space offers endless possibilities--great for an art or dance studio or hobby space, or a fun sleepover loft. The walkout lower level expands the home's versatility, including a spacious recreation room, an additional kitchen with snack bar, exercise room, and a private guest bedroom and bath--ideal for hosting family and friends. Fabulous location clinches this wonderful property to take advantage of all that Spring Lake has to offer. This is lakeside living at its finest!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Holmes Elementary SchoolGrades PK-42.8 mi
7/10
9/10
Spring Lake High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Built-In Electric Oven,Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bathroom1

  • Level: Upper
  • Area: 252
  • Dimensions: 14.00 x 18.00

Bathroom2

  • Level: Upper
  • Area: 60
  • Dimensions: 10.00 x 6.00

Bathroom3

  • Level: Lower
  • Area: 108
  • Dimensions: 12.00 x 9.00

Bedroom2

  • Level: Upper
  • Area: 196
  • Dimensions: 14.00 x 14.00

Bedroom3

  • Level: Upper
  • Area: 208
  • Dimensions: 16.00 x 13.00

Bedroom4

  • Level: Upper
  • Area: 169
  • Dimensions: 13.00 x 13.00

Bedroom5

  • Level: Lower
  • Area: 255
  • Dimensions: 17.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper
  • Area: 216
  • Dimensions: 18.00 x 12.00

Den

  • Level: Main
  • Area: 176
  • Dimensions: 16.00 x 11.00

Dining Area

  • Level: Main
  • Area: 130
  • Dimensions: 13.00 x 10.00

Exercise Room

  • Level: Lower
  • Area: 165
  • Dimensions: 15.00 x 11.00

Family Room

  • Level: Lower
  • Area: 312
  • Dimensions: 26.00 x 12.00

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Den,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,481
  • Total interior livable area: 4,881 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Kitchen

  • Level: Lower
  • Area: 144
  • Dimensions: 12.00 x 12.00

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16.00 x 15.00

Loft

  • Level: Upper
  • Area: 156
  • Dimensions: 13.00 x 12.00

Master Bathroom

  • Level: Main
  • Area: 192
  • Dimensions: 16.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 272
  • Dimensions: 17.00 x 16.00

Property

Details

  • Parcel number: 700302275015
  • Zoning description: Res

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Spring Lake

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Shrubs/Hedges
  • Lot size dimensions: 101 x 299 x 300 x 265

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$515$6,180
Property Taxes $1,540$18,480
Electricity $532$6,388
Total$11,663$139,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,874/yr
40% on housing$349,890/yr
45% on housing$311,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 49456$285
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49456$228
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$1,975,000
2026-03-25Listing removed$1,999,900
2026-02-25Price change$1,999,900
2026-02-05Price change$2,098,000
2025-12-22Price change$2,185,000
2025-12-02Price change$2,229,000
2025-11-22Price change$2,249,900
2025-10-31Listed for sale$2,295,900
2022-06-23Sold$1,800,000
2022-05-31Pending sale$1,895,000
2022-05-26Listed for sale$1,895,000
2015-10-15Sold$912,500
2015-09-16Pending sale$995,000
2015-03-14Listed for sale$995,000
2014-12-30Listing removed$1,099,000
2014-10-04Price change$1,099,000
2014-07-03Listed for sale$1,190,000
2008-06-04Sold$850,000

For Sale by Agent

AgentKathi A Gabrielse
BrokerageColdwell Banker Woodland Schmidt Grand Haven

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