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170 Grove St, Coopersville, MI, 49404

2beds
1baths
1,680sqft
$285,000
$170price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

Charming 2 bedroom 1 bath historic 1,383 sq. ft home on 0.41 acre double lot. Features include furnace and water heater approximately 8 years old. Central air, spacious kitchen with appliances including large eating area and separate dining room. Four season porch with access to large deck. Beautiful windows throughout. Large primary bedroom with generous closet space. Fenced back yard with attached workshop. Large barn, additional storage building/playhouse. Located next to Grove Park, close to Coopersville schools, within walking distance to downtown and convenient to expressways. Enjoy the character of a historic home with plenty of outdoor space for gardening, hobbies and entertaining. There are raspberry bushes and grape vines to eat from For more information or to schedule a showing, call 616-481-2920

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
8/10
Coopersville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1876

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 700523450003

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$105$1,260
Property Taxes $244$2,928
Electricity $188$2,259
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 49404$196
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49404$191
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Listed for sale$285,000

For Sale by Owner

AgentProperty Owner

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