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11940 Lakeshore Dr, Grand Haven, MI, 49417

3beds
3baths
2,630sqft
$620,000
$236price/sqft
$4,854/moest. monthly cost
$194,160/yrincome needed

About This Home

Welcome to 11940 Lakeshore. Nestled on 1.15 wooded acres, this custom-built, one-owner ranch offers a perfect blend of privacy, comfort, & convenience. Beautifully maintained, this 3-bedroom, 2.5-bath home features soaring ceilings, spacious open-concept floor plan, private primary suite, & a stunning kitchen w/ large island, abundant cabinetry, & newer appliances—perfect for entertaining, & main floor laundry room. The finished daylight lower level expands your living space w/ 2 additional bedrooms, 1 full bath, large family room w/ a cozy gas fireplace, & generous storage. Enjoy peaceful mornings & relaxing evenings on the expansive rear deck overlooking your beautifully wooded backyard. Additional highlights include an updated roof w/ transferable warranty, 24' × 24' attached garage, & a great opportunity to own over an acre in a serene, wooded setting. Ideally located just minutes from Lake Michigan beaches, scenic bike paths, & downtown Grand Haven. beaches, scenic bike paths, and downtown Grand Haven, with an easy commute to Grand Rapids, this exceptional home offers the best of West Michigan living. If you've been searching for a quality-built home in a truly special setting, this is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Rosy Mound SchoolGrades PK-42.6 mi
6/10
Grand Haven High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Center Island
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 2,630 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 700721123018

Features

  • Stories: 1

Lot

  • Lot size: 1.15 Acres
  • Features: Sidewalk,Wooded,Shrubs/Hedges
  • Lot size dimensions: 128 x 381 x 130 x 391

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$180$2,160
Property Taxes $1,253$15,036
Electricity $286$3,442
Total$4,854$58,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,422/yr
40% on housing$145,620/yr
45% on housing$129,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 49417$222
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49417$246
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$620,000

For Sale by Agent

AgentLorie Kiebach
BrokerageGreenridge Realty

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