See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13388 Rich St, Grand Haven, MI, 49417

4beds
4baths
3,401sqft
$699,900
$206price/sqft
$4,712/moest. monthly cost
$188,480/yrincome needed

About This Home

Nestled on 10 picturesque acres, this beautifully maintained 3,000 sq ft farmhouse has 4 spacious bedrooms, a charming bunk room, and inviting living spaces filled with natural light. The beautifully updated kitchen is the heart of the home, A full basement provides abundant storage and future finishing possibilities, while the new boiler heating system offers efficiency and peace of mind. The impressive livestock barn, pole barn, and charming potting shed provide endless flexibility for equipment, workshops, gardening, and storage. Whether you envision a hobby farm, equestrian property, working farm, or peaceful country retreat, this exceptional property is ready to bring your vision to life. Adding even more value, the property includes the potential for land splits (subject to township approval), providing exciting possibilities for future investment, multigenerational living, or additional homesites. If you are looking for a place to call home and have ample storage for pe

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Robinson SchoolGrades PK-41.7 mi
6/10
Grand Haven High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Center Island
  • Window features: Replacement,Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Finished area below ground: 400

Heating

  • Heating features: Forced Air,Wood,Other

Interior Area

  • Total structure area: 2,981
  • Total interior livable area: 3,401 sqft

Property

Details

  • Parcel number: 700820300025

Features

  • Stories: 2
  • Fencing: Other

Lot

  • Lot size: 9.97 Acres
  • Features: Level,Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 261 x 829 x 5 x 152 x 239 x 250 x 33011 x 15

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$203$2,436
Property Taxes $600$7,200
Electricity $370$4,451
Total$4,712$56,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,554/yr
40% on housing$141,360/yr
45% on housing$125,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 49417$222
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49417$246
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$699,900

For Sale by Agent

AgentMaria Taylor-Huistra
BrokerageColdwell Banker Woodland Schmidt Grand Haven

Similar Homes