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371 Lincoln St, Coopersville, MI, 49404

2beds
3baths
980sqft
$289,900
$296price/sqft
$2,008/moest. monthly cost
$80,320/yrincome needed

About This Home

Don't let the size fool you, this 2-bedroom, 2.5-bath home just a short walk from Downtown Coopersville's Main Street, where you'll enjoy local shops, restaurants, parks, and community events. The standout feature is the incredible oversized 2-stall garage with a convenient ramp leading directly to the basement—an ideal setup for motorcycle enthusiasts, hobbyists, mechanics, or anyone needing easy access for projects, storage, or a workshop. Inside, you'll find a bright, functional floor plan with comfortable living spaces and low-maintenance living. Whether you're buying your first home, downsizing, or simply looking for a property with exceptional garage space, this one is a must-see! This is an Estate property, being sold "As Is".

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
8/10
Coopersville High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Radiant

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 700523451023
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalk
  • Lot size dimensions: 37 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$107$1,284
Property Taxes $248$2,976
Electricity $188$2,259
Total$2,008$24,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,845/yr
40% on housing$60,240/yr
45% on housing$53,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 49404$196
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49404$191
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$279,900
2026-07-17Listed for sale$289,900

For Sale by Agent

AgentBrian Nelson
BrokerageHomeRealty Holland

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