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16864 Timber Dunes Dr, Grand Haven, MI, 49417

4beds
2baths
1,932sqft
$529,000
$274price/sqft
$4,092/moest. monthly cost
$163,680/yrincome needed

About This Home

Experience the perfect blend of style, comfort, and recreation in this beautifully updated home overlooking the 2nd tee of the American Dunes Golf Course. Thoughtfully designed with an inviting, open floor plan, this home seamlessly connects indoor & outdoor living spaces, making it ideal for entertaining family & friends.The lower level provides privacy for guests, with a bedroom and full bath creating the perfect retreat for visitors or multi-generational living. Every detail has been carefully updated, allowing you to move right in. Car enthusiasts, golfers & hobbyists will appreciate the additional two-car garage—perfect for storing golf carts, recreational toys, vehicles, or creating the ultimate workshop. You're just a short ride to Lake Michigan. Whether you're spending the day on the golf course, relaxing on the beach or entertaining on your patio this exceptional property offers a lifestyle that's second to none.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Rosy Mound SchoolGrades PK-42.0 mi
6/10
Grand Haven High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Window features: Replacement,Insulated Windows,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,932 sqft

Laundry

  • Level: Lower

Property

Details

  • Parcel number: 700716286001

Features

  • Stories: 3
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 0.58 Acres
  • Features: Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 262 x 294 x 77

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$153$1,836
Property Taxes $1,055$12,660
Electricity $210$2,528
Total$4,092$49,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,297/yr
40% on housing$122,760/yr
45% on housing$109,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 49417$221
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49417$246
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$529,000
2021-06-25Sold$398,000
2018-03-29Sold$275,000
2018-02-14Listed for sale$275,000
2014-10-24Sold$192,000
2014-07-09Price change$199,900
2014-06-12Price change$209,900
2014-03-14Price change$219,900
2013-12-03Price change$229,900
2013-11-19Price change$229,000
2013-09-10Listed for sale$235,000

For Sale by Agent

AgentTami L Lile Swart
BrokerageHomeRealty, LLC

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