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107 Oak Ave N, Maple Lake, MN, 55358

2beds
2baths
1,752sqft
$219,999
$126price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Located in Maple Lake, this 3-bedroom, 2-bath home offers a functional layout with comfortable living spaces throughout. The main level features a spacious living room with natural light, a kitchen with ample cabinet and counter space, and an adjacent dining area. The finished lower level provides additional living space, storage, or flexibility for a variety of uses. The property is situated on a mature lot with established trees and is conveniently located near parks, schools, and local amenities.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
9/10
Maple Lake SecondaryGrades 7-120.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dryer,Freezer,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower
  • Area: 272
  • Dimensions: 17x16

Features

  • Finished area below ground: 876
  • Finished area above ground: 876

Foyer

  • Level: Main
  • Area: 16
  • Dimensions: 4x4

Heating & Cooling

  • Heating features: Hot Water,Radiator
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,752
  • Total interior livable area: 1,752 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Office

  • Level: Lower
  • Area: 130
  • Dimensions: 10x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110021002020
  • Zoning description: Residential-Single Family
  • Foundation area: 876

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 7,492 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$154$1,848
Property Taxes $190$2,280
Electricity $170$2,050
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 55358$151
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55358$204
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$209,999
2026-08-03Listed for sale$219,999
2026-07-31Listing removed$219,999
2026-07-17Listed for sale$219,999
2018-02-12Sold$122,000
2018-01-08Pending sale$130,000
2017-09-07Listed for sale$130,000
2006-01-13Sold$148,500
1998-04-03Sold$78,000

For Sale by Agent

AgentThe DVC Team
BrokerageeXp Realty

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