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202 Crystal Ln, Montrose, MN, 55363

3beds
2baths
1,800sqft
$329,000
$183price/sqft
$2,390/moest. monthly cost
$95,600/yrincome needed

About This Home

Lots of updates on this 3BR/2BA home, fresh paint through out, cute kitchen with stainless appliances, and separate informal dining room. 2 upper bedrooms each with walk-in closets. Finished walk-out basement features a large family room and custom built bar area, 3rd bedroom, bathroom with large jetted tub, and laundry/mechanical room. Big fenced back yard with fire pit an 8 x 15 garden shed on the fence line. Shed has doors on each end making it accessible from both the front and back yard. Mature tree in front provides shade and privacy 16 x 16 deck has been recently re-stained and provides a great space for entertaining or relaxing. 2 car garage is heated and insulated and features a 220 electric for charging electric vehicle. Brand new LVP flooring in living room & dining room. New: Furnace & AC (with transferrable warranty) Water Heater, Refrigerator, Dishwasher, Washer & Dryer. Roof on home and garage replaced in July 2024. Close to playground and park, easy access to Hwy 12 for commute

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 8 x 6

Bathroom

  • Level: Basement
  • Area: 53.3333
  • Dimensions: 8 x 6'8

Bedroom

  • Level: Main
  • Area: 131.25
  • Dimensions: 12.5 x 10.5

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom3

  • Level: Basement
  • Area: 136.5
  • Dimensions: 9'9 x 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main
  • Area: 256
  • Dimensions: 16 x 16

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Family Room

  • Level: Basement
  • Area: 294
  • Dimensions: 21 x 14

Features

  • Finished area below ground: 840
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 119
  • Dimensions: 14 x 8.5

Laundry

  • Level: Basement
  • Area: 75
  • Dimensions: 12'6 x 6

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Other

  • Level: Basement
  • Area: 80
  • Dimensions: 10 x 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 112017001020
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 10,062 sqft
  • Lot size dimensions: 76 x 131

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Asphalt,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$224$2,688
Property Taxes $333$3,996
Electricity $170$2,050
Total$2,390$28,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,942/yr
40% on housing$71,700/yr
45% on housing$63,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 55363$125
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55363$162
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$329,000
2024-09-13Sold$290,000
2024-08-07Pending sale$285,000
2024-07-20Listed for sale$285,000
2021-12-27Sold$266,528
2021-11-24Pending sale$255,000
2021-11-05Price change$255,000
2021-10-31Listed for sale$265,000
2019-10-23Sold$162,000
2019-09-13Listed for sale$167,000
2011-03-22Sold$119,300
2008-06-05Sold$181,700
2004-10-07Sold$193,600
2001-09-17Sold$135,252

For Sale by Agent

AgentHeather Cummings
BrokerageLakes Area Realty G.V.

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