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11491 16th St NE, Saint Michael, MN, 55376

4beds
4baths
2,175sqft
$315,000
$145price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

Welcome home to this beautifully maintained end-unit townhome located in the highly sought-after STMA School District. Offering 4 bedrooms and 4 bathrooms, this spacious home is thoughtfully designed for comfort, flexibility, and multi-generational living. The main level features a convenient bedroom, while soaring vaulted ceilings, a versatile loft, and a cozy corner gas fireplace create an open and inviting atmosphere. Enjoy numerous updates, including upgraded light fixtures, abundant natural light, and ample storage throughout. The fully finished lower level boasts a SECOND kitchen, making it ideal for extended family, guests, or providing additional privacy for a renter or family member. As a desirable end unit, this home offers added privacy and extra windows, all within a community supported by a well-managed homeowners association. Move-in ready and meticulously cared for, with quick closing possible. This is a rare opportunity to own a spacious, flexible home that perfectly accommodates today's modern lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished

Bedroom

  • Level: Main
  • Area: 198
  • Dimensions: 11x18

Bedroom2

  • Level: Upper
  • Area: 221
  • Dimensions: 13x17

Bedroom3

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedroom4

  • Level: Lower
  • Area: 328
  • Dimensions: 20.5x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 515
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Kitchen

  • Level: Main
  • Area: 186
  • Dimensions: 15.5x12

Kitchen

  • Level: Lower
  • Area: 77
  • Dimensions: 7x11

Laundry

  • Level: Lower
  • Area: 93
  • Dimensions: 15.5x6

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Loft

  • Level: Upper
  • Area: 117
  • Dimensions: 13x9

Property

Accessibility

  • Accessibility features: Soaking Tub

Details

  • Parcel number: 114256003030
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 877

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,134 sqft
  • Lot size dimensions: 46 x 47

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$176$2,112
Property Taxes $285$3,420
Electricity $183$2,201
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 55376$182
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55376$181
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$315,000
2026-07-16Listed for sale$315,000
2026-07-16Listing removed$315,000
2026-07-09Listed for sale$315,000
2026-05-20Pending sale$315,000
2026-05-13Listed for sale$315,000
2026-04-28Listing removed$315,000
2026-04-09Listed for sale$315,000
2021-04-05Sold$247,000
2016-01-29Sold$138,000
2015-10-20Price change$149,000
2015-09-02Price change$159,000
2015-05-02Pending sale$139,900
2015-04-16Listed for sale$139,900
2015-04-03Pending sale$139,900
2015-03-17Listed for sale$139,900
2015-02-06Pending sale$139,900
2015-01-24Price change$139,900
2015-01-08Listed for sale$150,000
2004-09-02Sold$189,485

For Sale by Agent

AgentSara B Caron
BrokerageColdwell Banker Realty

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