15031 84th St NE, Otsego, MN, 55330
About This Home
Beautiful 5 bedroom, 3 bath home located on a quiet cul-de-sac. Unique main level layout that includes 2 bedrooms with private bathrooms. Main level laundry plus a second laundry area in the lower level. Spacious, versatile, and beautifully situated, this home offers the perfect blend of privacy, comfort, and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Lower
- Area: 120
- Dimensions: 12x10
Bedroom5
- Level: Lower
- Area: 238
- Dimensions: 17x14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Deck
- Area: 336
- Dimensions: 24x14
Family Room
- Level: Lower
- Area: 350
- Dimensions: 25x14
Features
- Finished area below ground: 1,190
- Finished area above ground: 1,356
Foyer
- Level: Main
- Area: 66
- Dimensions: 11x6
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,630
- Total interior livable area: 2,546 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 14x13
Laundry
- Level: Main
- Area: 30
- Dimensions: 6x5
Living Room
- Level: Main
- Area: 234
- Dimensions: 18x13
Other
- Level: Main
- Area: 20
- Dimensions: 5x4
Primary Bathroom
- Level: Main
- Area: 72
- Dimensions: 12x6
Walk In Closet
- Level: Main
- Area: 30
- Dimensions: 6x5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 118088003090
- Zoning description: Residential-Single Family
- Foundation area: 1344
Features
- Levels: Multi/Split
- Pool features: None
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.76 Acres
- Features: Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $373 | $4,476 |
| Electricity | $214 | $2,576 |
| Total | $3,018 | $36,216 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $420,000 |
| 2026-06-23 | Price change | $435,000 |
| 2026-06-12 | Listed for sale | $450,000 |
| 2021-09-03 | Sold | $400,000 |
| 2016-06-29 | Sold | $278,000 |
| 2016-05-13 | Pending sale | $279,900 |
| 2016-04-27 | Listed for sale | $279,900 |
| 2003-10-08 | Sold | $206,607 |
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