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About This Home

This Split-entry style single family home offers 3 bedrooms and 1 bathroom with approximately 1276 square feet of living space on a 0.37 acre lot. There are no inspection or financing contingencies on this cash only purchase. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. The foreclosure deed has been recorded, allowing for shorter closing timelines. This asset is currently impacted by state redemption, ratification or confirmation guidelines. If subject to redemption, the buyer must agree to take exception on title, sign a redemption acknowledgement and hold harmless, and close prior to the expiration of the redemption period.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

7/10

Northwinds Elementary SchoolGrades K-50.2 mi

7/10

Buffalo Community Middle SchoolGrades 6-80.8 mi

8/10

Buffalo Senior High SchoolGrades 9-122.8 mi

Construction

Condition

Year built: 2002

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Interior Area

Total structure area: 1,276
Total interior livable area: 1,276 sqft

Property

Details

Parcel number: 103172001030
Special condition: Auction

Features

Stories: 1

Lot

Lot size: 0.37 Acres

Parking

Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Strong WindVery High
HailRelatively High
LightningRelatively High
TornadoRelatively High
Winter WeatherRelatively High
Cold WaveModerate
Heat WaveModerate
Inland FloodingModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Wright County and Minnesota

Flood

Severe Storm

Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$783	$9,396
Home Insurance *	$99	$1,188
Property Taxes	$149	$1,788
Electricity	$170	$2,050
Total	$1,201	$14,412

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$48,040/yr

35% on housing$41,177/yr

40% on housing$36,030/yr

45% on housing$32,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 4,160Commercial: 101

Total Premiums$4.54M

Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%

10.3%

0%30.0%

Electricity Growth Rate10-year average: 2.7%

2.7%

0%15.0%

Property Taxes Growth Rate2-year average: 3.0%

3.0%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 55313$186

Wright County$169

vs Homes Sold Last Month

Median $/sqft