307 E 4th St, Monticello, MN, 55362
About This Home
Great Opportunity in the Heart of Monticello. This three-bed, one-bath home offers exceptional potential for the right buyer. Exterior updates were completed in 2024, including a new roof, siding, windows, and exterior doors—a huge value add with the big-ticket work already done. Inside, you’ll find a solid layout and the chance to make the home truly your own. The large backyard feels parklike, featuring established flower gardens and a spacious grassy area perfect for relaxing, gardening, or play. Whether you’re a buyer looking to build equity or an investor seeking a property with upside, this home delivers opportunity in a great Monticello location.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Block
Bedroom
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom3
- Level: Upper
- Area: 234
- Dimensions: 18x13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,250
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,050
- Total interior livable area: 1,250 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12x10
Living Room
- Level: Main
- Area: 304
- Dimensions: 19x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 155019005020
- Zoning description: Residential-Single Family
- Foundation area: 800
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66 x 162
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,309 | $15,708 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $212 | $2,544 |
| Electricity | $170 | $2,050 |
| Total | $1,875 | $22,500 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $259,000 |
| 2026-07-22 | Listed for sale | $259,000 |
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