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149 Riverview Dr APT 7, Monticello, MN, 55362

1beds
2baths
1,780sqft
$250,000
$140price/sqft
$1,792/moest. monthly cost
$71,680/yrincome needed

About This Home

Welcome home to this affordably priced townhouse in a fantastic location! Nestled on a quiet dead-end street and just minutes from the Mississippi River, parks, and shopping, this property offers both convenience and tranquility. The home features a spacious one-bedroom layout with a finished walkout lower level that provides excellent space for a second bedroom, family room, or home office. Enjoy two bathrooms, an upper-level deck for relaxing outdoors, and all appliances included for a move-in-ready experience. An attached garage plus an additional detached garage across the street provide exceptional storage and parking options. With low association fees and outstanding value, this townhouse is priced to sell and won’t last long!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Eastview Education CenterGrades PK-K0.7 mi
7/10
Monticello Middle SchoolGrades 6-80.6 mi
9/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Laundry Room,In Unit

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Family Room

  • Level: Lower
  • Area: 437
  • Dimensions: 23x19

Features

  • Finished area below ground: 800
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,780 sqft

Laundry

  • Level: Lower
  • Area: 112
  • Dimensions: 14x8

Living Room

  • Level: Main
  • Area: 400
  • Dimensions: 20x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 155037010010
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 980

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River View

Lot

  • Lot size: 1,437 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: .033 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached Garage,Asphalt,Shared Driveway,Garage Door Opener,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$177$2,124
Property Taxes $181$2,172
Electricity $170$2,050
Total$1,792$21,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,440/yr
40% on housing$53,760/yr
45% on housing$47,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 55362$184
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55362$188
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$245,000
2026-06-15Listed for sale$250,000
2019-07-25Sold$175,000
2019-06-19Pending sale$179,000
2019-06-05Price change$179,000
2019-05-25Listed for sale$189,000
1999-10-13Sold$102,500

For Sale by Agent

AgentMary Jo Stanger
BrokerageEdina Realty, Inc.

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