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5880 Elder Ave NW, Maple Lake, MN, 55358

3beds
1baths
1,600sqft
$325,000
$203price/sqft
$2,268/moest. monthly cost
$90,720/yrincome needed

About This Home

Welcome to your cute and cozy country escape, just steps from the lake with private access. Enjoy small town charm with the beauty of lake living close by. This is country living at its finest, cozy, comfortable, and full of character, just waiting for your personal vision. The newly finished upper level bedroom offers a peaceful private retreat, complete with its own walk in closet. A second walk in closet is conveniently located off the main level bedroom, giving you thoughtful storage throughout the home. Accessibility was considered in the design, with select doorways widened for handicap accessibility, making this home welcoming for all. Outside you'll find an attached oversized garage with extra storage space, perfect for vehicles, lake toys, or a workshop. The septic system is compliant, giving buyers peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Maple Lake SecondaryGrades 7-121.4 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 285
  • Dimensions: 19x15

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Dual

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Walk In Closet

  • Level: Upper
  • Area: 48
  • Dimensions: 12x4

Walk In Closet

  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 210016000010
  • Zoning description: Residential-Single Family
  • Foundation area: 1300

Features

  • Levels: One and One Half
  • Stories: 1
  • Waterfront features: Other

Lot

  • Lot size: 0.33 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 167 x 144 x 134 x 82

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$228$2,736
Property Taxes $227$2,724
Electricity $170$2,050
Total$2,268$27,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,760/yr
40% on housing$68,040/yr
45% on housing$60,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 55358$146
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55358$204
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$325,000
2026-07-28Listed for sale$325,000
2021-03-24Listing removed--
2020-11-03Sold$216,300
2020-08-03Pending sale$210,000
2020-07-30Listed for sale$210,000
2020-03-20Listing removed$225,000
2020-01-20Price change$225,000
2019-12-06Listed for sale$230,000
2004-09-22Sold$182,000

For Sale by Agent

AgentEllie K Ortmann
BrokerageKeller Williams Integrity NW

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