5369 County Road 6 SW, Howard Lake, MN, 55349
About This Home
Enjoy the lake lifestyle you’ve been waiting for with this well-appointed 3-bedroom, 3-bath raised rambler on nearly half an acre with 71 feet of shoreline on Howard Lake. Whether you're enjoying coffee on the patio, hosting friends by the water, or heading out for a day on the lake, this property offers the setting to make the most of lake living. Inside, the home features quality finishes throughout including custom cabinetry, granite countertops, tile backsplash, double oven with cooktop, and beautiful arched architectural details. The main level offers 2 bedrooms plus an office, including a spacious primary suite with ceiling beams, walk-in closet, and private bath with tiled walk-in shower. The finished lower level includes a third bedroom and inviting family room with wet bar. Complete with forced air heat, central A/C, and an insulated tuck-under 2-stall garage, this is a great opportunity to enjoy comfortable year-round lakefront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Asphalt
- Construction materials: Block,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 166.75
- Dimensions: 14.5X11.5
Bedroom2
- Level: Lower
- Area: 99
- Dimensions: 9x11
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10x9
Family Room
- Level: Lower
- Area: 255
- Dimensions: 15x17
Features
- Finished area below ground: 664
- Finished area above ground: 1,352
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,080
- Total interior livable area: 2,080 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 11x10
Living Room
- Level: Main
- Area: 170
- Dimensions: 17x10
Mud Room
- Level: Lower
- Area: 81
- Dimensions: 9x9
Office
- Level: Main
- Area: 66
- Dimensions: 11x6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 212013001020
- Zoning description: Residential-Single Family
- Foundation area: 1352
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Fencing: None
- Has view: Yes
- View description: Lake,Panoramic
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Reeds,Soft)
- Frontage length: Water Frontage: 71
Lot
- Lot size: 0.47 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: .47
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $259 | $3,108 |
| Electricity | $175 | $2,105 |
| Total | $2,711 | $32,532 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $435,000 |
| 2026-05-07 | Price change | $455,000 |
| 2026-04-10 | Listed for sale | $465,000 |
| 2026-03-17 | Listing removed | $465,000 |
| 2026-02-09 | Listed for sale | $465,000 |
| 2016-06-27 | Sold | $255,000 |
| 2016-06-06 | Pending sale | $269,900 |
| 2016-04-27 | Listed for sale | $269,900 |
| 2015-10-02 | Listing removed | $274,500 |
| 2015-08-05 | Price change | $274,500 |
| 2015-07-22 | Price change | $274,900 |
| 2015-05-20 | Price change | $289,500 |
| 2015-04-09 | Listed for sale | $299,500 |
| 2005-08-02 | Sold | $208,650 |
| 2001-05-14 | Sold | $145,000 |
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