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5290 85th St NE, Monticello, MN, 55362

4beds
2baths
1,800sqft
$419,900
$233price/sqft
$2,839/moest. monthly cost
$113,560/yrincome needed

About This Home

Hard to find country setting with acreage close to shopping, Schools, Restaurants. Nicely updated 4 bedroom 2 bath home. Open floor plan. Granite countertops in Kitchen with Stainless steel appliances. Center Island, wood Floors. Totally finished up and down. Heated and finished attached garage. Porch on front. Mature Trees for shade. Separate garage 24x24, Storage shed, gardens etc. Well maintained lawn with plenty of room for outdoor activities. Ready to move in. Tour this home today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Monticello Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Lower
  • Area: 117
  • Dimensions: 13x9

Bedroom4

  • Level: Lower
  • Area: 117
  • Dimensions: 13x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Family Room

  • Level: Lower
  • Area: 322
  • Dimensions: 23x14

Features

  • Finished area below ground: 875
  • Finished area above ground: 925

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213100242302
  • Zoning description: Residential-Single Family
  • Foundation area: 925

Features

  • Levels: Multi/Split
  • Patio & porch: Front Porch

Lot

  • Lot size: 1.50 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: Getting

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$298$3,576
Property Taxes $248$2,976
Electricity $170$2,050
Total$2,839$34,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,337/yr
40% on housing$85,170/yr
45% on housing$75,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 55362$181
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55362$188
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$419,900
2020-06-30Sold$315,000
2020-05-19Pending sale$315,000
2020-05-08Listed for sale$315,000
2017-07-21Sold$216,425
2017-05-29Pending sale$208,500
2017-05-19Listed for sale$208,500
2017-05-08Pending sale$208,500
2017-05-04Listed for sale$208,500
2017-02-18Listing removed$210,000
2017-02-10Listed for sale$210,000
1997-05-07Sold$97,000

For Sale by Agent

AgentDonald O. Anderson
BrokerageApplewood Realty, Inc.

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