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8235 20th St SE, Buffalo, MN, 55313

5beds
4baths
3,120sqft
$735,000
$236price/sqft
$5,016/moest. monthly cost
$200,640/yrincome needed

About This Home

Welcome home to this 5 bedroom 4 bath home that features an open-concept floor plan with vaulted ceilings, hardwood, and tile flooring throughout the main level, with abundant natural light, Furnace replaced in 2025 and water softener in 2024. The spacious kitchen is designed for gathering, complete with a large butcher block island, custom birch cabinetry, and stainless-steel appliances. The primary suite includes a jetted soaking tub, separate walk-in tiled shower, and generous walk-in closet. Convenient main-level laundry adds everyday functionality. Step outside from the dining area to a concrete patio overlooking a beautifully maintained yard with mature trees, a creek and wooded trails ideal for walking or ATV riding. Outdoor amenities include professional landscaping, a firepit, storage shed, and chicken coop. Car enthusiasts, hobbyists, and business owners will appreciate the attached heated garage and the impressive 30x40 heated and insulated outbuilding featuring water service and a floor drain. Situated on 5 private acres with an asphalt driveway and ample storage throughout, this property offers exceptional privacy while remaining conveniently located with easy access to the Twin Cities and countless recreational opportunities. This is a rare opportunity to enjoy modern comfort, room to roam, and memorable evenings around the bonfire under the stars.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Sump Pump

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 11x14

Bedroom5

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Family Room

  • Level: Lower
  • Area: 216
  • Dimensions: 12x18

Features

  • Finished area below ground: 1,270
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Living Room

  • Level: Main
  • Area: 374
  • Dimensions: 17x22

Mud Room

  • Level: Main
  • Area: 176
  • Dimensions: 22x8

Office

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Other

  • Level: Lower
  • Area: 294
  • Dimensions: 21x14

Patio

  • Level: Main
  • Area: 475
  • Dimensions: 25x19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 215000162208
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1820

Features

  • Levels: Four or More Level Split
  • Pool features: None
  • Patio & porch: Rear Porch
  • Fencing: None

Lot

  • Lot size: 5 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 328 x 661 x 327 x 661

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$471$5,652
Property Taxes $566$6,792
Electricity $263$3,157
Total$5,016$60,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,977/yr
40% on housing$150,480/yr
45% on housing$133,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 55313$181
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55313$186
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$735,000
2022-09-01Sold$698,500
2022-07-19Pending sale$698,500
2022-07-11Listed for sale$698,500
2001-04-30Sold$187,000

For Sale by Agent

AgentDaniel Roushar
BrokerageColdwell Banker Realty

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