10209 Amery Ave NW, Monticello, MN, 55362
About This Home
Welcome to this very nice 3 bedroom, 2 bath lake home on beautiful, clean Lake Ida just west of Monticello, MN. 100 feet of hard bottom sand lake front. The kitchen has really nice custom cabinets offering ample storage. The hardwood floors through the kitchen and dining area are beautiful. The center island in the kitchen includes a snack bar area. The dining area walks out to a fabulous, covered porch the stretches the full length of the house overlooking the lake. Vaulted tongue and groove ceiling throughout the main living area also boasts a ceiling fan to keep the air circulating. The living room features an awesome stone, gas fireplace and a large picture window for a great view of the lake. There is also a family room big enough for large family gatherings. This room has sliding doors to a lakeside deck. The primary bedroom also has sliding doors to the lakeside covered porch. The primary also has a walk in closet and full bath with jetted tub. What a great lake property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Drain Tiled,Sump Basket,Sump Pump
Bedroom
- Level: Main
- Area: 156
- Dimensions: 12x13
Bedroom2
- Level: Main
- Area: 93.5
- Dimensions: 11x8.5
Bedroom3
- Level: Main
- Area: 99.75
- Dimensions: 10.5x9.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 144
- Dimensions: 12x12
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10x9
Family Room
- Level: Main
- Area: 180
- Dimensions: 12x15
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,480
Foyer
- Level: Main
- Area: 40
- Dimensions: 8x5
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,960
- Total interior livable area: 2,960 sqft
Kitchen
- Level: Main
- Area: 140
- Dimensions: 14x10
Laundry
- Level: Main
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 264
- Dimensions: 16.5x16
Porch
- Level: Main
- Area: 368
- Dimensions: 46x8
Property
Accessibility
- Accessibility features: No Stairs Internal
Details
- Parcel number: 216024001050
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1480
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Porch
- Has view: Yes
- View description: Lake,North,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 51
Lot
- Lot size: 0.49 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 100 Ft Lake
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $423 | $5,076 |
| Property Taxes | $428 | $5,136 |
| Electricity | $249 | $2,995 |
| Total | $4,108 | $49,296 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $625,000 |
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