10215 Amery Ave NW, Monticello, MN, 55362
About This Home
Very nice, year round home. Large ceramic tile foyer , which also serves as the laundry room. The 3/4 bath is just around the corner from the foyer. Beautiful cabinetry and wood floors throughout the kitchen and dining area. Large living room offers gorgeous west facing lake views. The beautiful stone fireplace and the 1/2 log walls and tongue and groove ceiling really present that "cabin feel". The upper level includes a large bunk room area (listed as 2nd bedroom) that could be a game room, amusement room or a combination of all. There is a large bedroom and full bath with jetted tub here on the upper level. Across the private dead end road is a 30x35 garage. The lake front is very nice hard sand bottom. Lake Ida is a very clean, good fishing and recreation lake. Very conveniently located just over a half an hour from the west Twin Cities Metro. This is a great lake property!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Crawl Space,Drain Tiled,Storage Space,Sump Basket
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom2
- Level: Upper
- Area: 345
- Dimensions: 23x15
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 336
- Dimensions: 28x12
Dining Room
- Level: Main
- Area: 93.75
- Dimensions: 12.5x7.5
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,435
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,402
- Total interior livable area: 2,402 sqft
Kitchen
- Level: Main
- Area: 160
- Dimensions: 16x10
Laundry
- Level: Main
- Area: 80
- Dimensions: 8x10
Living Room
- Level: Main
- Area: 400
- Dimensions: 16x25
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 216024001070
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 967
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Lake,North,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 51
Lot
- Lot size: 0.42 Acres
- Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: 51 Ft Lake
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $420 | $5,040 |
| Electricity | $202 | $2,431 |
| Total | $3,764 | $45,168 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $575,000 |
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