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3275 Newcomb Ave SW, Cokato, MN, 55321

5beds
5baths
4,571sqft
$1,495,000
$327price/sqft
$10,679/moest. monthly cost
$427,160/yrincome needed

About This Home

Welcome to this truly remarkable lake home where quality and comfort come together with panoramic western views, just 45 minutes west of the Twin Cities. Set on 1.43 meticulously maintained acres with 208 feet of hard sand shoreline, this property offers a rare opportunity to enjoy lake life at its finest. The setting is exceptional, both stairs and an elevator/lift providing effortless access to the expansive sandy beach. With its western exposure, you will enjoy unforgettable sunsets that never get old. Inside, the home strikes a perfect balance between relaxed and refined. Along with the main level living room and office, the great room serves as the centerpiece, featuring fireplace, vaulted ceilings and a stunning wall of windows that fill the space with natural light while highlighting peaceful lake views. The kitchen dining room combination opens to a massive deck perfect for grilling, dining and entertaining. The main-level primary suite offers the ease of one-level living and the feel of a private retreat, complete with fireplace, a spacious bath, walk-in closet, and direct access to the lakeside deck. Upstairs, three more bedrooms provide ample space, including a private suite and two more bedrooms connected by a dual-entry bath. The walkout lower level has a large family room with fireplace, a walk-up bar and kitchenette, game area, theater room with fireplace, and a ¾ bath, creating a natural gathering space year-round. The oversized three-car garage offers plenty of room for vehicles, storage, and all your lake gear. Known for its clear water and recreational appeal, Lake Cokato provides the perfect backdrop for boating, swimming, fishing, or simply relaxing at the water’s edge. This is the kind of lake home that is hard to find, high quality, thoughtfully designed, and perfectly suited for making lasting memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
Cokato Elementary SchoolGrades PK-42.7 mi
8/10

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Level: Lower
  • Area: 375
  • Dimensions: 25x15

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,314
  • Finished area above ground: 2,817

Game Room

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Great Room

  • Level: Main
  • Area: 702
  • Dimensions: 39x18

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,571
  • Total interior livable area: 4,571 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Media Room

  • Level: Lower
  • Area: 406
  • Dimensions: 29x14

Office

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Other

  • Level: Lower
  • Area: 792
  • Dimensions: 44x18

Patio

  • Level: Lower
  • Area: 465
  • Dimensions: 31x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 205015001080
  • Zoning description: Residential-Single Family
  • Foundation area: 1754

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(40+),Lake Bottom(Hard,Sand,Excellent Sand)
  • Frontage length: Water Frontage: 208

Lot

  • Lot size: 1.44 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 208 x 304 x 208 x 323

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$1,065$12,780
Property Taxes $1,670$20,040
Electricity $385$4,626
Total$10,679$128,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,137/yr
40% on housing$320,370/yr
45% on housing$284,773/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 55321$58
Wright County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 55321$158
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,650,000
2020-08-02Listing removed$1,175,000
2020-07-14Price change$1,175,000
2020-03-02Price change$1,185,000
2020-01-27Listed for sale$1,200,000
2018-06-01Listing removed$860,000
2018-04-05Listed for sale$860,000
2002-06-19Sold$115,000
1997-05-21Sold$30,000

For Sale by Agent

AgentMichael J Lynch
BrokerageLakes Sotheby's International Realty

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