11780 103rd St NW, South Haven, MN, 55382
About This Home
Charming Clearwater Lake Cottage, nestled on the scenic shores of Clearwater Lake, this charming lake cottage offers ideal elevation and easy access to the water. Once lakeside, you’ll find everything you need to enjoy your new lake retreat, including a spacious lakeside deck and patio designed to capture lake life at its finest. Inside, the cottage has been beautifully updated with a warm, vibrant, and modern feel. Expansive lakeside windows bring the outdoors in, filling the home with natural light and stunning water views. With several outdoor entertaining areas, there’s no shortage of spots for friends and family to relax and soak in the lake atmosphere. The open-concept kitchen, dining, and living areas flow effortlessly to the deck and patio, making entertaining a breeze. This cozy getaway features two bedrooms, a den (which can serve as an additional sleeping area), and one full bath. The detached 24' x 22' garage offers ample space for vehicles, storage, or your lake toys during the off-season. Now is the perfect time to secure your year round lake home and be ready to enjoy Clearwater Lake whatever the season.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom
- Level: Main
- Area: 72
- Dimensions: 9 X 8
Bedroom2
- Level: Main
- Area: 165
- Dimensions: 15 X 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Deck
- Level: Main
- Area: 288
- Dimensions: 12 X 24
Dining Room
- Level: Main
- Area: 72
- Dimensions: 9 X 8
Features
- Finished area below ground: 0
- Finished area above ground: 768
Flex Room
- Level: Main
- Area: 96
- Dimensions: 12 X 8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 9 X 11
Living Room
- Level: Main
- Area: 140
- Dimensions: 14 X 10
Patio
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Patio
- Level: Main
- Area: 324
- Dimensions: 18 X 18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 206042000120
- Zoning description: Residential-Single Family
- Foundation area: 768
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Patio
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 50
Lot
- Lot size: 9,147 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 50 x 144 x 50 x 163
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,642 | $31,704 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $333 | $3,996 |
| Electricity | $170 | $2,050 |
| Total | $3,467 | $41,604 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $525,000 |
| 2025-12-17 | Listing removed | $525,000 |
| 2025-10-23 | Listed for sale | $525,000 |
| 2015-05-14 | Sold | $234,900 |
| 2015-03-28 | Listed for sale | $249,900 |
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