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7107 Hoyt Ave NW, Maple Lake, MN, 55358

3beds
1baths
2,086sqft
$499,900
$240price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

If you've been dreaming of a hobby farm or country property that feels like it belongs in the pages of a farmhouse magazine, this one is sure to steal your heart. Located on 4.66 acres just minutes from Cedar Lake, this charming 1910 farmhouse has been thoughtfully updated over the years while preserving the warmth and character that make older homes so special. Wander the wooded trails, enjoy pond views complete with lighting and a wonderful footbridge, cool off in the outdoor pool, or end the evening soaking in the hot tub beneath the stars. The inviting home is filled with personality, featuring beautiful paint colors and timeless details like crown molding, shiplap, built-ins, bead board walls and ceilings, and newer bamboo flooring with original hardwood underneath. The remodeled kitchen features hickory cabinetry, stainless steel appliances, and plenty of workspace, while the impressive vaulted great room is flooded with natural light from oversized windows and centered around a corner gas fireplace. Convenient main-level living includes the primary bedroom, laundry, and a mudroom. You will love the exposed stone in the primary bedroom as well as private access to the back porch and hot tub. Upstairs, you'll find two more bedrooms with the angled ceilings you'd expect in a classic farmhouse, both featuring walk-in closets, with one offering its own sitting area and electric fireplace. Outside, the possibilities are endless with three amazing porches, a 2018 steel roof, forced air furnace plus an outdoor wood boiler (wood included), whole-home iron filter and water softener, and an incredible collection of outbuildings including a 14x19 chicken coop, 14x14 garden shed, 18x30 horse barn, 11x26 garage with lean-to, 17x50 garage with a heated workshop, and a 12x50 garage with dirt floor. Whether you're looking for space to garden, raise animals, enjoy hobbies, or simply escape to the peaceful countryside, this one-of-a-kind property offers the perfect blend of farmhouse charm, modern comfort, and room to live the lifestyle you've always imagined.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
9/10
Maple Lake SecondaryGrades 7-123.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Age 8 Years or Less,Metal,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Water Heater,Iron Filter,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 170
  • Dimensions: 10x17

Bedroom2

  • Level: Upper
  • Area: 357
  • Dimensions: 17x21

Bedroom3

  • Level: Upper
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,086

Heating & Cooling

  • Heating features: Forced Air,Outdoor Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,899
  • Total interior livable area: 2,086 sqft

Kitchen

  • Level: Main
  • Area: 187
  • Dimensions: 11x17

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Living Room

  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Mud Room

  • Level: Main
  • Area: 50
  • Dimensions: 5x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 206000263300
  • Zoning description: Residential-Single Family
  • Foundation area: 1620

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Outdoor Pool
  • Patio & porch: Front Porch,Rear Porch,Side Porch
  • Fencing: None

Lot

  • Lot size: 4.66 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 450 x 450

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Gravel,Garage Door Opener,Heated Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$351$4,212
Property Taxes $357$4,284
Electricity $175$2,111
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 55358$138
Wright County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 55358$204
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$499,900
2017-05-31Sold$259,500
2017-04-28Pending sale$249,900
2017-04-28Listed for sale$249,900
2016-01-28Sold$215,000
2015-01-13Price change$224,900
2014-12-12Price change$239,900
2014-11-13Listed for sale$249,900

For Sale by Agent

AgentKerby & Cristina Real Estate Experts
BrokerageRE/MAX Results

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