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838 W Smith St, Miami, AZ, 85539

1beds
1baths
879sqft
$72,500
$82price/sqft
$643/moest. monthly cost
$25,720/yrincome needed

About This Home

Cute as a Button: 1bd/1ba home in the historic Miami. Situated high on the hill above town, this home is as cute as can be inside. With hardwood floors, arched openings throughout, large living area and a cozy kitchen this house could be home.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

2/10
Miami High SchoolGrades 6-122.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Concrete,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Resale Home,Site Built Home

Interior

Appliances

  • Appliances included: Oven/Range

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Coverings
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Dual Pack

Interior Area

  • Total structure area: 879
  • Total interior livable area: 879 sqft

Property

Details

  • Parcel number: 20621067
  • Zoning description: Residential

Features

  • Levels: 1 story + basement
  • Patio & porch: Deck(s) Uncovered
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $366$4,392
Home Insurance $28$336
Property Taxes $33$396
Electricity $216$2,603
Total$643$7,716

Income You'd Need if You Spent...

35% on housing$22,045/yr
40% on housing$19,290/yr
45% on housing$17,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 85539$195
Gila County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 85539$151
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$72,500
2001-12-07Sold$17,000

For Sale by Agent

AgentEric DuFriend
BrokerageOak Realty

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