1 Spring Street, Hillsboro, NH, 03244
About This Home
Located in the Emerald Lake Village District, this 2-bedroom, 1-bath seasonal cottage sits directly across from the boat launch and is just steps to the beach. The property has been enjoyed by the current owners for over 40 years and offers a great opportunity for someone looking for an affordable lake-area property with potential. The cottage is in need of renovations and updating. Whether you are looking for a seasonal getaway, investment property, or a project to make your own over time, this home offers an excellent location within the Emerald Lake community and easy access to outdoor recreation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 877
Heating & Cooling
- Heating features: Space Heater
- Cooling features: None
Interior Area
- Total structure area: 877
- Total interior livable area: 877 sqft
Property
Details
- Parcel number: HLBOM00014B000545L000000
- Zoning description: ELVD
Features
- Levels: One
- Stories: 1
- Waterfront features: Beach Access
- Frontage length: Road frontage: 80
Lot
- Lot size: 6,970 sqft
- Features: Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails
Parking
- Parking features: Dirt
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance | $69 | $828 |
| Property Taxes | $269 | $3,228 |
| Electricity | $283 | $3,398 |
| Total | $1,631 | $19,572 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $199,900 |
View on Zillow