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26 Pine Rock Road, Hillsboro, NH, 03244

2beds
1baths
757sqft
$1,800,000
$2,378price/sqft
$12,443/moest. monthly cost
$497,720/yrincome needed

About This Home

ARE YOU COMING TO THE COTTAGE THIS SUMMER? A RARE LAKESIDE COMPOUND WITH INCOME AMD LEGACY POTENTIAL! Blending nostalgia, new construction and future potential, this offering is truly one of a kind. Set along the shores of pristine Franklin Pierce Lake, known for clear waters, warm water fishery and year round recreation, this property presents a unique combination of charming vintage cottage, a newly constructed duplex and a generously sized buildable lot. As you arrive, an expansive cleared parcel unfolds, revealing a prime canvas for custom home or additional income-producing structure. The gentle rise of the land allows for thoughtful positioning to maximize views and long-term value. Further along, the newly built duplex showcases crisp navy siding and a welcoming covered porch. Each residence includes a two-car garage with direct entry and interiors designed for modern living. Luxury vinyl flooring, fresh finishes and soaring ceilings create bright, open spaces. The main level seamlessly connects living, dining and kitchen areas where quartz surfaces, white cabinetry and stainless appliances elevate the everyday. Head out to the covered composite deck with morning coffee or evening drinks as you relax and take in colorful sunset skies. Upstairs, primary suites capture elevated water views each boasting a balcony, ensuite bath and generous walk-in closet. Three additional bedrooms filled with natural light assure that there is flexibility for guests, extended stays or rental use. At the water’s edge, an original shingled cottage rests on a grassy knoll and is rich with character and history. Mature trees offer natural shade while the shoreline invites days spent boating, fishing and swimming with winter bringing ice fishing and quiet seasonal beauty. Restore, reimagine or utilize as an income producing retreat. A legacy setting. A strategic investment. A place where past, present and future converge! AN EXTRAORDINARY OPPORTUNITY WITH UNMATCHED VERSATILITY!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt Shingle
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Flooring: Carpet
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 757

Heating & Cooling

  • Heating features: Propane,Wood,Gas Heater
  • Cooling features: None

Interior Area

  • Total structure area: 757
  • Total interior livable area: 757 sqft

Property

Details

  • Parcel number: HLBOM00020B000023L000000
  • Zoning description: RURAL-LAKES

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Franklin Pierce Lake
  • Frontage length: Water frontage: 166

Lot

  • Lot size: 0.70 Acres
  • Features: Views,Near Skiing

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance $629$7,548
Property Taxes $2,430$29,160
Electricity $283$3,398
Total$12,443$149,316

Income You'd Need if You Spent...

35% on housing$426,617/yr
40% on housing$373,290/yr
45% on housing$331,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,378This listing

vs Other Active Listings

Avg $/sqft

ZIP 03244$197
Hillsborough County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 03244$247
Hillsborough County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$1,800,000
2026-05-25Listed for sale$2,000,000

For Sale by Agent

AgentFine Homes Group International
BrokerageKeller Williams Realty-Metropolitan

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