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20 Pearl Street, Hillsboro, NH, 03244

5beds
2baths
2,481sqft
$200,000
$81price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

Step back in time and rediscover the elegance of this grand antique Victorian, ready for its next chapter. Rich with character, this home showcases original hardwood floors, high ceilings, detailed trim, built-ins, and oversized windows that fill the space with natural light. A classic wraparound porch welcomes you and sets the tone. The main level offers flexible living with a first-floor bedroom or home office, a spacious living room and formal dining room with built-ins, and a large kitchen with breakfast nook. A separate laundry room and full bath with a jacuzzi tub add convenience, while the sun porch leads to a multi-level deck—perfect for summer entertaining. Upstairs, you’ll find five bedrooms, including a primary suite with additional closet space, along with a flex room and full bath. A full walk-up attic provides excellent storage or potential for future expansion. Outside, enjoy a sun-filled, open yard complete with an above-ground pool and expansive deck. A walkout basement offers easy access for storage of outdoor equipment and seasonal items. A two-car garage adds modern-day practicality. With some TLC, this stately Victorian can be restored to its full beauty—an exceptional opportunity to own a piece of history. Short sale approval needed. Visit us at Open House Friday May 8th 4-6pm and Saturday May 9th 10-noon.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Brick,Fieldstone
  • Roof: Asphalt Shingle
  • Construction materials: Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Dirt Floor,Interior Stairs,Storage Space,Sump Pump,Unfinished,Walkout,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Natural Light,Natural Woodwork,Walk-in Pantry
  • Flooring: Carpet,Hardwood,Vinyl
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,481

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,605
  • Total interior livable area: 2,481 sqft

Property

Details

  • Parcel number: HLBOM00025B000044L000000
  • Zoning description: RES-WS

Features

  • Levels: 2.5
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Porch,Enclosed Porch
  • Exterior features: Deck,Garden
  • Frontage length: Road frontage: 205

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Street Lights,Trail/Near Trail,In Town,Near Golf Course,Near Skiing,Near Snowmobile Trails,Neighborhood,Near ATV Trail,Near School(s)

Parking

  • Total spaces: 2
  • Parking features: Paved,Driveway,Garage,On Site,Parking Spaces 3 - 5,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance $69$828
Property Taxes $270$3,240
Electricity $363$4,360
Total$1,713$20,556

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 03244$222
Hillsborough County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 03244$247
Hillsborough County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$399,000
2024-07-11Sold$366,000
2024-04-30Pending sale$350,000
2024-04-30Contingent$350,000
2024-04-25Listed for sale$350,000

For Sale by Agent

AgentColleen Whitney
BrokerageEXP Realty

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