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21 Charlotte Avenue, Nashua, NH, 03064

2beds
1baths
798sqft
$460,000
$576price/sqft
$3,286/moest. monthly cost
$131,440/yrincome needed

About This Home

Welcome to 21 Charlotte Avenue, a charming and well-maintained home that's perfect for first-time homebuyers or anyone looking for an affordable alternative to condo living without the condo fees! Pride of ownership shines throughout this lovingly cared-for home, offered for the first time in over 50 years. Featuring 2 bedrooms, 1 full bath, and a 1-car garage, this home offers comfortable living in one of Nashua's most desirable neighborhoods. Enjoy a manageable yard, a convenient location close to shopping, restaurants, schools, parks, and commuter routes, making everyday living easy and enjoyable. Don't miss this wonderful opportunity to own a home in a sought-after neighborhood. Showings begin at the Open House on Sunday, July 12, from 12:00 PM to 2:00 PM.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Pennichuck Middle SchoolGrades 6-80.7 mi
6/10
Nashua High School NorthGrades 9-122.4 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 798

Heating & Cooling

  • Heating features: Hot Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 798
  • Total interior livable area: 798 sqft

Property

Details

  • Parcel number: NASHM59L00014
  • Zoning description: RA

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,663 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance $124$1,488
Property Taxes $553$6,636
Electricity $283$3,398
Total$3,286$39,432

Income You'd Need if You Spent...

35% on housing$112,662/yr
40% on housing$98,580/yr
45% on housing$87,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 03064$298
Hillsborough County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 03064$298
Hillsborough County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$460,000
2026-07-08Listed for sale$470,000
1999-11-02Sold$149,900

For Sale by Agent

AgentMaurice Robichaud
BrokerageArris Realty

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